HAFCHANMI FINANCIAL CORPSmall cap · $954.0M · FY ending 2025-12-31
$32.05+0.34% · 2026-07-10 · EOD
61/100 composite
A transparent blend of the four reads below — each opens into the tool it comes from. Not advice.Quality76
thin moat · ROIC 10%Value62
P/E 12.8 · 90% of 12-mo rangeMomentum65
golden · price above 200-daySmart Money44
quiet · 0 funds · 0P/2S insidersBullish stackGolden crossAbove 200-day
vs S&P 500+7.0%
6-mo excess Trailing performance1M +3.4%
3M +15.3%
6M +15.7%
YTD +20.2%
1Y +23.9%
P/E vs its last 12 months (our price history): 8.9 low → 13.2 high
Current price sits at the 90th percentile of that window — near the top (richer). We only compare against the price history we own (no paid multi-year multiples — nothing invented).
No clear moat — ROIC 10%
Piotroski F7/9
fundamental strength ROIC = NOPAT ÷ (debt + equity − cash), using an effective tax rate of 29%. Annual figures from SEC XBRL.
Dividend & capital return
Payout ratio42.9%
comfortable Shareholder yield4.4%
dividends + buybacks Annual figures from SEC cash-flow statements. Shareholder yield = total cash returned ÷ market cap.
Quiet0P / 2S insiders · 0 funds hold · 0 Congress buys
Recent insidersKim Anthony I. · Chief Banking OfficerSELL$163,895
Fuhr Matthew · Chief Credit OfficerSELL$101,746
Ahealth · 86/100
Self-fundingSelf-funding — profitable · generates cash
No red flags from its filings.
Educational tools — not financial advice. Fundamentals from SEC EDGAR (XBRL); prices are end-of-day (Databento). Scores are a transparent blend of the components shown, computed on our own data — a research aid, not a recommendation.