Other Information
−Removed: During the quarter ended June 30, 2025, the following director and officers adopted a “Rule 10b5-1 trading arrangement” as defined in Regulation S-K Item 408, as follows:
−Removed: On May 1, 2025 , Charles Way , a member of the Board , adopted a Rule 10b5-1 trading arrangement providing for the potential sales of shares of our common stock through various transactions upon the occurrence and satisfaction of certain price and/or other conditions, with 6567 shares being the total of the maximum number of all shares subject to any condition when summed across all possible conditions.
−Removed: The trading arrangement is intended to satisfy the affirmative defense conditions of Rule
−Removed: The duration of the trading arrangement is until July 30, 2027 , or earlier, upon the completion or expiration of all transactions subject to the trading arrangement.
−Removed: The plan becomes effective following the expiration of a prior plan on July 31, 2025 which was adopted on February 3, 2023.
−Removed: On April 30, 2025, during an open trading window under the Company's Insider Trading Policy, Luke Umstetter, our General Counsel, Chief Compliance Officer and Secretary, terminated a Rule 10b5-1 trading arrangement, previously adopted on February 7, 2023.
−Removed: During the quarter ended June 30, 2025, no other directors or officers, as defined in Rule 16a-1(f), adopted or terminated a “Rule 10b5-1 trading arrangement” or a “non-Rule 10b5-1 trading arrangement,” each as defined in Regulation S-K Item 408.
+Added: During the quarter ended September 30, 2025, the following director adopted a “Rule 10b5-1 trading arrangement” as defined in Regulation S-K Item 408, as follows:
+Added: On September 18, 2025 , Benjamin E.
+Added: Robinson III , a member of the Board , adopted a Rule 10b5-1 trading arrangement providing for the potential sales of shares of our common stock through various transactions upon the occurrence and satisfaction of certain price and/or other conditions, with 2,481 shares being the total of the maximum number of all shares subject to any condition when summed across all possible conditions.
+Added: The trading arrangement is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c).
+Added: The duration of the trading arrangement is until December 31, 2026 , or earlier, upon the completion or expiration of all transactions subject to the trading arrangement.
+Added: During the quarter ended September 30, 2025, no other directors or officers, as defined in Rule 16a-1(f), adopted, modified or terminated a “Rule 10b5-1 trading arrangement” or a “non-Rule 10b5-1 trading arrangement,” each as defined in Regulation S-K Item 408.
Number Exhibit Description Filed
5 unchanged sentences
10-Q 3.01 11-08-18
−Removed: 10.1 Revolving Credit Agreement, dated July 22, 2025, by and among the Company, the lenders named therein, and Bank of Montreal, as administrative and collateral agent (filed as exhibit 10.1 to the Company’s Current Report on Form 8-K filed on July 24, 2025).
+Added: 10.1 Revolving Credit Agreement, dated July 22, 2025, by and among the Company, the lenders named therein, and Bank of Montreal, as administrative and collateral agent .
10.1 07-24-25
+Added: 10.2 Credit Agreement, dated as of September 29, 2025, by and among the Company, as servicer, WFC Receivables I, LLC, as borrower, the lenders and agents from time to time parties thereto, Atlas Securitized Products Administration, L.P., as administrative agent for the lenders, Systems & Services Technologies, Inc., as backup servicer, and Wilmington Trust, National Association, a national banking association, as securities intermediary.
+Added: 8-K 10.1 10-03-25
+Added: 10.3 World Acceptance Corporation 2025 Stock Incentive Plan.
+Added: 8-K 10.1 08-22-25
31.01 Rule 13a-14(a)/15d-14(a) Certification of Chief Executive Officer
2 unchanged sentences
32.02 Section 1350 Certification of Chief Financial and Strategy Officer
−Removed: 101.01 The following materials from the Company's Quarterly Report for the fiscal quarter ended June 30, 2025, formatted in Inline XBRL:
−Removed: (i) Consolidated Balance Sheets as of June 30, 2025 and March 31, 2025;
−Removed: (ii) Consolidated Statements of Operations for the three months ended June 30, 2025 and June 30, 2024;
−Removed: (iii) Consolidated Statements of Shareholders' Equity for the three months ended June 30, 2025 and June 30, 2024;
−Removed: (iv) Consolidated Statements of Cash Flows for the three months ended June 30, 2025 and June 30, 2024;
+Added: 101.01 The following materials from the Company's Quarterly Report for the fiscal quarter ended September 30, 2025, formatted in Inline XBRL:
+Added: (i) Consolidated Balance Sheets as of September 30, 2025 and March 31, 2025;
+Added: (ii) Consolidated Statements of Operations for the three and six months ended September 30, 2025 and September 30, 2024;
+Added: (iii) Consolidated Statements of Shareholders' Equity for the three and six months ended September 30, 2025 and September 30, 2024;
+Added: (iv) Consolidated Statements of Cash Flows for the six months ended September 30, 2025 and September 30, 2024;
(v) Notes to the Consolidated Financial Statements.
1 unchanged sentence
* Filed herewith.
+Added: + Management Contract or other compensatory plan required to be filed under Item 6 of this report and Item 601 of Regulation S-K of the Securities and Exchange Commission.
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.
4 unchanged sentences
Signing on behalf of the registrant and as principal accounting officer
−Removed: August 6, 2025
+Added: November 6, 2025
Compared sentence by sentence after normalising whitespace, quotation marks, case and digits, so re-formatting and restated figures do not read as changed language. Wording changes appear as one removal and one addition. The current filing and the prior one are authoritative.