1 unchanged sentence
(c) Trading Plans
+Added: For the three months ended June 30, 2026, the following officers adopted a Rule 10b5-1 trading arrangement as defined in Regulation S-K Item 408, which is intended to satisfy the affirmative defense in Rule 10b5-1(c), as follows:
+Added: Name Title Adoption Date Expiration Date (1)
+Added: Maximum Number of Shares of Class A Common Stock to be Sold
+Added: Ryan McInerney Director and Chief Executive Officer May 22, 2026 August 9, 2027 101,959 (2)
+Added: Rottenberg General Counsel June 1, 2026 July 30, 2027 9,656 (2)
+Added: Rajat Taneja President, Technology June 9, 2026 September 7, 2027 61,726 (3)
+Added: (1) Each trading arrangement permits transactions through and including the earlier of (a) the completion of all sales or (b) the date listed in the table.
+Added: (2) Includes shares underlying employee stock options.
+Added: (3) Includes shares issuable upon the vesting of performance shares.
+Added: No other officers or directors adopted and/or terminated a Rule 10b5-1 trading arrangement or a non-Rule 10b5-1 trading arrangement for the three months ended June 30, 2026.
Table of C o n t e n t s
3 unchanged sentences
Number Description Form Number Number Date
−Removed: N inth Restated Certificate of Incorporat ion of Visa Inc.
+Added: 10.1 Form of Makewhole Agreement
10.1 5/12/2026
−Removed: 4.1 F orm of 3.800% Senior Notes due 2029
−Removed: 8-K 001-33977 4.1 2/12/2026
−Removed: 4.2 Form of 4.100% Senior Notes due 2031
−Removed: 8-K 001-33977 4.2 2/12/2026
−Removed: 4.3 F orm of 4.400% Senior Notes due 2033
−Removed: 8-K 001-33977 4.3 2/12/2026
−Removed: 4.4 F orm of 4.700% Senior Notes due 2036
−Removed: 8-K 001-33977 4.4 2/12/2026
31.1+ Rule 13a-14(a)/15d-14(a) Certification of Principal Executive Officer
11 unchanged sentences
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.
−Removed: April 28, 2026 By:
+Added: July 28, 2026 By:
/s/ Ryan McInerney
2 unchanged sentences
(Principal Executive Officer)
−Removed: April 28, 2026 By:
+Added: July 28, 2026 By:
/s/ Chris Suh
1 unchanged sentence
(Principal Financial Officer)
−Removed: April 28, 2026 By:
+Added: July 28, 2026 By:
/s/ Peter Andreski
3 unchanged sentences
Compared sentence by sentence after normalising whitespace, quotation marks, case and digits, so re-formatting and restated figures do not read as changed language. Wording changes appear as one removal and one addition. The current filing and the prior one are authoritative.