1 unchanged sentence
Trading Arrangements
−Removed: During the quarter ended March 31, 2026, none of the Company’s directors or officers (as defined in Rule 16a-1(f) under the Exchange Act) adopted or terminated any contract, instruction or written plan for the purchase or sale of Company securities intended to satisfy the affirmative defense conditions of Rule 10b5-1(c) under the Exchange Act or any non-Rule 10b5-1 trading arrangement.
+Added: During the quarter ended June 30, 2026, none of the Company’s directors or officers (as defined in Rule 16a-1(f) under the Exchange Act) adopted or terminated any contract, instruction or written plan for the purchase or sale of Company securities intended to satisfy the affirmative defense conditions of Rule 10b5-1(c) under the Exchange Act or any non-Rule 10b5-1 trading arrangement.
The following exhibits are filed or incorporated by reference herein in response to Item 601 of Regulation S-K.
1 unchanged sentence
Certificate of Incorporation of UnitedHealth Group Incorporated (incorporated by reference to Exhibit 3.1 to the Company’s Registration Statement on Form 8-A/A filed on July 1, 2015)
−Removed: Amended and Restated Bylaws of UnitedHealth Group Incorporated, effective Novem ber 6 , 202 5 (incorporated by reference to Exhibit 3.
−Removed: 1 to UnitedHealth Group Incorporated’s Current Report on Form 8-K filed on November 1 3, 2025 )
+Added: Amended and Restated Bylaws of UnitedHealth Group Incorporated, effective November 6, 2025 (incorporated by reference to Exhibit 3.1 to UnitedHealth Group Incorporated’s Current Report on Form 8-K filed on November 13, 2025)
Amended and Restated Indenture, dated as of April 27, 2023, between UnitedHealth Group Incorporated and Wilmington Trust Company, as successor trustee (incorporated by reference to Exhibit 4.1 to UnitedHealth Group Incorporated’s Current Report on Form 8-K filed on April 28, 2023)
20 unchanged sentences
(principal executive officer) Dated:
+Added: August 10, 2026
Stephen Hemsley
2 unchanged sentences
(principal financial officer) Dated:
+Added: August 10, 2026
Wayne DeVeydt
2 unchanged sentences
(principal accounting officer) Dated:
+Added: August 10, 2026
Dennis Stankiewicz
Compared sentence by sentence after normalising whitespace, quotation marks, case and digits, so re-formatting and restated figures do not read as changed language. Wording changes appear as one removal and one addition. The current filing and the prior one are authoritative.