Risk factors that affect our business and financial results are discussed in Part I, Item 1A "Risk Factors" in our 2025 Annual Report.
−Removed: Other than the modified risk factor below, there have been no material changes to the risk factors included in our 2024 Annual Report.
+Added: There have been no material changes to the risk factors included in our 2025 Annual Report.
You should carefully consider the risks described in our 2025 Annual Report, which could materially affect our business, financial condition or future results.
2 unchanged sentences
If any of the risks actually occur, our business, financial condition, and/or results of operations could be negatively affected.
−Removed: We rely on the performance of highly skilled personnel and if we are unable to attract, retain, develop and motivate well-qualified employees, our business and results of operations could be harmed.
−Removed: Loss of our key management or other personnel, including the recent unexpected passing of our Founder, former Chairman and Chief Executive Officer, could adversely impact our business.
−Removed: We believe our success has depended, continues to depend and in the future will depend on the efforts and talents of our management team and our highly skilled employees and workers, including our software engineers, analysts, marketing professionals and sales staff.
−Removed: Our future success depends on our continuing ability to attract, develop, motivate and retain highly qualified and skilled employees.
−Removed: The loss of any of our senior management or key employees could materially and adversely affect our ability to build on the efforts that they have undertaken and to execute our business plan, and we may not be able to find adequate replacements.
−Removed: On October 13, 2025, we announced the unexpected passing of Doug Lebda, our Founder and former Chairman and Chief Executive Officer.
−Removed: Lebda had served as member of our board of directors and as our chief executive officer since January 2008.
−Removed: Following Mr.
−Removed: Lebda’s death, on October 13, 2025, our board of directors appointed Scott Peyree to serve as our President and Chief Executive Officer, effective immediately.
−Removed: Peyree will serve as our principal executive officer.
−Removed: Immediately prior to his appointment as our President and Chief Executive Officer, Mr.
−Removed: Peyree served as the Company’s Chief Operating Officer and President, LendingTree Marketplace.
−Removed: Our board of directors also appointed Mr.
−Removed: Peyree to the board of directors to fill the vacancy resulting from Mr.
−Removed: Lebda’s passing.
−Removed: Despite our current efforts, we cannot ensure that we will be able to retain the services of any members of our senior management or other key employees.
−Removed: If we do not succeed in attracting well-qualified employees or developing, retaining and motivating existing employees, our business and results of operations could be harmed.
Compared sentence by sentence after normalising whitespace, quotation marks, case and digits, so re-formatting and restated figures do not read as changed language. Wording changes appear as one removal and one addition. The current filing and the prior one are authoritative.