3 unchanged sentences
Prior to that time, there was no public market for our stock.
−Removed: As of February 15, 2024, there were 482 holders of record of our common stock, which does not include persons whose stock is held in nominee or “street name” accounts through brokers, banks and intermediaries.
+Added: As of January 31, 2025, there were 465 holders of record of our common stock, which does not include persons whose stock is held in nominee or “street name” accounts through brokers, banks and intermediaries.
As many of our shares of common stock are held by brokers and other institutions on behalf of stockholders, we are unable to estimate the total number of stockholders represented by these record holders.
1 unchanged sentence
The equity compensation plan information required by Item 201(d) of Regulation S-K will be set forth in the definitive Proxy Statement for the Company's annual meeting of stockholders, which we intend to file with the SEC within 120 days of the end of our 2024 fiscal year, and is incorporated by reference in this Annual Report on Form 10-K.
−Removed: Additionally, refer to
−Removed: SoFi Technologies, Inc.
−Removed: TABLE OF CONTENT S
+Added: Additionally, refer to Note 16.
Share-Based Compensation to the Notes to Consolidated Financial Statements included in Part II, Item 8.
3 unchanged sentences
The graph tracks the performance of a $100 investment in our common stock and in each index (with the reinvestment of all dividends, as applicable) from June 1, 2021 (the date our common stock commenced trading on the Nasdaq Global Select Market) to December 31, 2024.
−Removed: 2021 December 31, 2021 December 31, 2022 December 31, 2023
+Added: 2021 December 31, 2021 December 31, 2022 December 31, 2023 December 31, 2024
SoFi $ 100.00 $ 70.42 $ 20.35 $ 43.93 $ 67.99
2 unchanged sentences
Recent Sales of Unregistered Securities
−Removed: On December 6, 2023, we issued a total of 9,490,000 shares of common stock to repurchase and settle $88.0 million aggregate principal amount of convertible notes pursuant to the exemption from registration contained in Section 3(a)(9) of the Securities Act.
−Removed: This issuance was to a limited number of holders of our convertible notes, and exempt from the registration requirements of the Securities Act because such issuance did not involve a public offering.
+Added: SoFi Technologies, Inc.
Issuer Purchases of Equity Securities
1 unchanged sentence
We have never declared nor paid cash dividends on our common stock.
−Removed: The terms of our Series 1 Redeemable Preferred Stock provide for the payment of semiannual dividends on the 30th day of June and 31st day of December of each year.
−Removed: Other than with respect to our Series 1 Redeemable Preferred Stock, we currently do not intend to pay cash dividends for the foreseeable future.
−Removed: SoFi Technologies, Inc.
−Removed: TABLE OF CONTENT S
+Added: We currently do not intend to pay cash dividends for the foreseeable future.
Compared sentence by sentence after normalising whitespace, quotation marks, case and digits, so re-formatting and restated figures do not read as changed language. Wording changes appear as one removal and one addition. The current filing and the prior one are authoritative.