−Removed: At December 31, 2024, the Company and the Bank conducted their business from their headquarters office in Newton, North Carolina and the Bank’s 16 branch offices in Lincolnton, Hickory, Newton, Catawba, Conover, Claremont, Maiden, Denver, Triangle, Hiddenite, Charlotte, Huntersville, Mooresville and Raleigh, North Carolina.
+Added: At December 31, 2025, the Company and the Bank conducted their business from their headquarters office in Newton, North Carolina and the Bank’s 15 branch offices in Lincolnton, Hickory, Newton, Catawba, Conover, Claremont, Maiden, Denver, Triangle, Hiddenite, Charlotte, Huntersville and Mooresville, North Carolina.
The Bank also operates loan production offices in Charlotte, Denver, Salisbury and Winston-Salem, North Carolina.
19 unchanged sentences
Denver, North Carolina 28037
−Removed: 4000 Westchase Boulevard
−Removed: Raleigh, North Carolina 27607
−Removed: Hiddenite, North Carolina 28636
13840 Ballantyne Corporate Place
−Removed: Charlotte, North Carolina 28277
+Added: Suite 150 Charlotte, North Carolina 28277
+Added: Hiddenite, North Carolina 28636
+Added: 118 East Council Street
+Added: Suite 1 Salisbury, NC 28144
200 Island Ford Road
Maiden, North Carolina 28650
−Removed: 118 East Council Street
−Removed: Salisbury, NC 28144
+Added: 380 Knollwood Street
+Added: Suite D Winston-Salem, NC 27103
3310 Springs Road NE
Hickory, North Carolina 28601
−Removed: 380 Knollwood Street
−Removed: Winston-Salem, NC 27103
+Added: 615 East 6 th Street
+Added: Suite 118 Charlotte, NC 28202
142 South Highway 16
Denver, North Carolina 28037
−Removed: 615 East 6 th Street
−Removed: Charlotte, NC 28202
106 North Main Street
7 unchanged sentences
LEGAL PROCEEDINGS
−Removed: In the opinion of management, the Company is not involved in any material pending legal proceedings other than routine proceedings occurring in the ordinary course of business.
+Added: In the opinion of management, the Company is not involved in any material legal proceedings other than routine proceedings occurring in the ordinary course of business.
MINE SAFETY DISCLOSURES
1 unchanged sentence
Compared sentence by sentence after normalising whitespace, quotation marks, case and digits, so re-formatting and restated figures do not read as changed language. Wording changes appear as one removal and one addition. The current filing and the prior one are authoritative.