1 unchanged sentence
Market for Common Stock.
−Removed: The Company’s common stock is listed for trading on the Nasdaq Capital Market under the symbol “EGBN.” During the year ended December 31, 2024, the average daily trading volume amounted to approximately 310,723 shares, an increase from approximately 302,118 shares during the year ended December 31, 2023.
+Added: The Company’s common stock is listed for trading on the Nasdaq Capital Market under the symbol "EGBN".
+Added: During the year ended December 31, 2025, the average daily trading volume amounted to approximately 433,781 shares, an increase from approximately 310,723 shares during the year ended December 31, 2024.
No assurance can be given that a more active trading market will develop or can be maintained.
As of February 9, 2026, there were 30,363,447 shares of common stock outstanding, held by approximately 440 shareholders of record.
−Removed: Based on the most recent analysis, the Company believes beneficial shareholders number approximately 18,612.
+Added: Based on the most recent analysis, the Company believes beneficial shareholders number is approximately 20,686.
As of February 9, 2026, our directors and executive officers own approximately 3% of our outstanding shares of common stock.
The Company pays a regular quarterly cash dividend.
−Removed: In 2024, the Company declared three cash dividends with an aggregate value of $1.07 per share, or $32.1 million.
−Removed: The quarterly cash dividend amount was recalibrated to $0.165 in the third quarter of 2024 to reflect the company’s growth plans.
+Added: In 2025, the Company declared four cash dividends with an aggregate value of $0.505 per share, or 15.3 million.
+Added: The quarterly cash dividend amount was reduced to $0.165 in the third quarter of 2024 to reflect the company’s growth plans and was reduced further to $0.01 in the fourth quarter of 2025 to preserve capital as the Company addresses asset quality matters.
Beginning in January 2025, the Company commenced declaring dividends at the time of the quarterly earnings release;
6 unchanged sentences
Under Maryland law, dividends may only be paid out of retained earnings.
−Removed: State and federal bank regulatory agencies also have authority to prohibit a bank from paying dividends if such payment is deemed to be an unsafe or unsound practice, and the Federal Reserve Board has the same authority over bank holding companies.
−Removed: At December 31, 2024, the Bank could pay dividends to the Company to the extent of its earnings so long as it maintained required capital ratios.
+Added: State and federal bank regulatory
+Added: Eagle Bancorp, Inc 2025 Form 10-K
+Added: Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities
+Added: agencies also have authority to prohibit a bank from paying dividends if such payment is deemed to be an unsafe or unsound practice, and the Federal Reserve Board has the same authority over bank holding companies.
+Added: As of December 31, 2025, the Bank could pay dividends to the Company to the extent of its earnings so long as it maintained required capital ratios.
The FRB has established requirements with respect to the maintenance of appropriate levels of capital by registered bank holding companies.
13 unchanged sentences
stock markets.
−Removed: Table o f Contents
Eagle Bancorp, Inc.
6 unchanged sentences
KBW Nasdaq Regional Banking Index 100.00 136.64 127.18 126.67 143.39 152.71
−Removed: Table o f Contents
+Added: Eagle Bancorp, Inc 2025 Form 10-K
+Added: Management's Discussion and Analysis
Compared sentence by sentence after normalising whitespace, quotation marks, case and digits, so re-formatting and restated figures do not read as changed language. Wording changes appear as one removal and one addition. The current filing and the prior one are authoritative.