17 unchanged sentences
Other Information
+Added: During the year ended December 31, 2024, no director or Section 16 officer adopted or terminated any Rule 10b5-1 trading arrangements or non-Rule 10b5-1 trading arrangements.
Disclosure Regarding Foreign Jurisdictions that Prevent Inspections
85 unchanged sentences
These factors include:
−Removed: (1) lending policies and procedures;
+Added: (1) lending policies and procedures and the experience, ability, and depth of the lending management and other relevant staff;
(2) international, national, regional and local economic business conditions and developments that affect the collectability of the portfolio, including the condition of various markets;
(3) the nature and volume of the loan portfolio;
−Removed: (4) the experience, ability, and depth of the lending management and other relevant staff;
(4) the volume and severity of past due loans;
10 unchanged sentences
We have served as the Company’s auditor since 2009.
−Removed: New York, New York
+Added: Livingston, New Jersey
February 20, 2025
4 unchanged sentences
Restated Certificate of Incorporation of the Registrant (incorporated by reference to Exhibit 3.1 to the Registrant’s Form 8-K, filed February 2, 2021 (SEC File No.
−Removed: Amended and Restated Bylaws of the Registrant (incorporated by reference to Exhibit 3.2 to the Registrant’s Form 8-K, filed December 21, 2023 (SEC File No.
+Added: Amended and Restated Bylaws of the Registrant (incorporated by reference to Exhibit 3.2 to the Registrant’s Form 8-K, filed October 24, 2024 (SEC File No.
Description of the Registrant’s Securities
7 unchanged sentences
First Supplemental Indenture, May 6, 2022, between the Registrant and Wilmington Trust National Association, as Trustee, including the form of 5.000% Fixed-to-Floating Rate Subordinated Notes due 2032 (incorporated by reference to Exhibit 4.2 to the Registrant’s Form 8-K, filed May 6, 2022 (SEC File No.
+Added: Second Supplemental Indenture, June 28, 2024, between Dime Community Bancshares, Inc.
+Added: and Wilmington Trust National Association, as trustee, including the form of 9.000% Fixed-to-Floating Rate Subordinated Notes due 2034 (incorporated by reference to Exhibit 4.2 and 4.3, respectively, to the Registrant’s Form 8-K, filed June 28, 2024 (SEC File No.
Form of Employment Agreement entered into with Stuart H.
7 unchanged sentences
Lubow (incorporated by reference to Exhibit 10.1 to the Registrant’s Current Report on Form 8-K, filed December 23, 2021 (File No.
−Removed: Change in Control Employment Agreement between Dime Community Bancshares, Inc.
−Removed: and Patricia M.
−Removed: Schaubeck (incorporated by reference to Exhibit 10.4 to Registrant’s Annual Report on Form 10-K, filed February 28, 2023 (File No.
−Removed: Amendments One and Two to the Change in Control Employment Agreement between Dime Community Bancshares, Inc.
−Removed: and Patricia M.
−Removed: Schaubeck (incorporated by reference 10.5 to Registrant’s Annual Report on Form 10-K, filed February 28, 2023 (File No.
+Added: Amended and Restated Change in Control Employment Agreement between Dime Community Bancshares, Inc.
+Added: and Michael Fegan
+Added: Amended and Restated Change in Control Employment Agreement between Dime Community Bancshares, Inc.
+Added: and Christopher J.
Form of Retention and Award Agreement entered into with Stuart H.
20 unchanged sentences
Employee Stock Purchase Plan (incorporated by reference to the Registrant’s Definitive Proxy Statement, filed April 2, 2018 (SEC File No.
+Added: Employment Agreement by and between Dime Community Bancshares, Inc., Dime Community Bank and Thomas X.
+Added: Geisel, dated February 20, 2025
+Added: Dime Community Bancshares, Inc.
+Added: Insider Trading Policy
Subsidiaries of Registrant
49 unchanged sentences
Compared sentence by sentence after normalising whitespace, quotation marks, case and digits, so re-formatting and restated figures do not read as changed language. Wording changes appear as one removal and one addition. The current filing and the prior one are authoritative.