177 unchanged sentences
and Brighthouse Financial, Inc., is incorporated by reference to Exhibit 2.1 to our Current Report on Form 8-K, filed on August 9, 2017 (our “August 9, 2017 8-K”) .
+Added: 2.2 Agreement and Plan of Merger, dated as of November 6, 2025, by and among Brighthouse Financial, Inc., Aquarian Holdings VI L.P., Aquarian Beacon Merger Sub Inc.
+Added: and Aquarian Holdings LLC (solely for the purpose of certain provisions), incorporated by reference to Exhibit 2.1 to our Current Report on Form 8-K, filed on November 6, 2025.
3.1 Restated Certificate of Incorporation of Brighthouse Financial, Inc., dated July 11, 2023, is incorporated by reference to Exhibit 3.3 to our Quarterly Report on Form 10-Q, filed on August 9, 2023.
52 unchanged sentences
Amendment Number Four to the Brighthouse Services, LLC Voluntary Deferred Compensation Plan is incorporated by reference to Exhibit 10.1 to our Quarterly Report on Form 10-Q, filed on May 9, 2023.
−Removed: A mendment N umber Five to the B righthouse Services, LLC Voluntary Def erred Compensation P la n .
−Removed: Brighthouse Services, LLC Volun tary Deferred Compensation Plan ( restated effective January 1, 2025).
−Removed: 10.8# Brighthouse Financial, Inc.
−Removed: 2017 Stock and Incentive Compensation Plan, as amended November 14, 2019 (the “Employee Plan”), is incorporated by reference to Exhibit 10.10 to our 2019 Annual Report.
+Added: Amendment Number Five to the Brighthouse Services, LLC Voluntary Deferred Compensation Plan is incorporated by reference to Exhibit 10.7.5 to our Annual Report on Form 10-K, filed on February 28, 2025 (our “2024 Annual Report”).
+Added: Brighthouse Services, LLC Voluntary Deferred Compensation Plan (restated effective January 1, 2025), is incorporated by reference to Exhibit 10.7.6 to our 2024 Annual Report.
+Added: 10.8# Amended and Restated Brighthouse Financial, Inc.
+Added: 2017 Stock and Incentive Compensation Plan (Effective March 27, 2025) (the “Employee Plan”), is incorporated by reference to Exhibit 10.1 to our Current Report on Form 8-K, filed on June 16, 2025.
10.9# Brighthouse Financial, Inc.
1 unchanged sentence
10.10# Brighthouse Financial, Inc.
−Removed: Employee Stock Purchase Plan ( amended and restated effective April 3,2024 ) is incorporated by reference to Exhibit 10.1 to ou r Current Report on Form 8-K , filed on June 10, 2024.
+Added: Employee Stock Purchase Plan (amended and restated effective April 3, 2024) is incorporated by reference to Exhibit 10.1 to our Current Report on Form 8-K, filed on June 10, 2024.
10.11# Form of Performance Share Unit Agreement (Employee Plan) is incorporated by reference to Exhibit 10.15 to our 2018 Annual Report.
18 unchanged sentences
Summary of Brighthouse Services, LLC ICOLI Supplemental Death Benefit Only Plan is incorporated by reference to Exhibit 10.25 to our Annual Report on Form 10-K, filed on February 23, 2023.
−Removed: I nside r Tra ding Policy .
+Added: Offer Letter, effective as of August 30, 2025, between Brighthouse Services, LLC and Myles Lambert, is incorporated by reference to Exhibit 10.1 to our Current Report on Form 8-K, filed on September 2, 2025 (our “September 2, 2025 8-K”).
+Added: Special Award Letter, effective as of August 30, 2025, between Brighthouse Services, LLC and Myles Lambert, is incorporated by reference to Exhibit 10.2 to our September 2, 2025 8-K.
+Added: Insider Trading Policy is incorporated by reference to Exhibit 19.1 to our 2024 Annual Report.
21.1* List of Subsidiaries as of December 31, 2025.
28 unchanged sentences
(Principal Financial Officer) February 24, 2026
−Removed: /s/ Richard A.
−Removed: Cook Interim Chief Accounting Officer
+Added: /s/ Melissa B.
+Added: Pavlovich Chief Accounting Officer
(Principal Accounting Officer)
5 unchanged sentences
/s/ Michael J.
−Removed: Inserra Director
−Removed: February 28, 2025
−Removed: Director February 28, 2025
+Added: Inserra Director February 24, 2026
+Added: Juel Director February 24, 2026
/s/ Eileen A.
−Removed: Director February 28, 2025
−Removed: Director February 28, 2025
−Removed: Director February 28, 2025
+Added: Mallesch Director February 24, 2026
+Added: Offereins Director February 24, 2026
+Added: Wetzel Director February 24, 2026
/s/ Lizabeth H.
−Removed: Zlatkus Director
−Removed: February 28, 2025
+Added: Zlatkus Director February 24, 2026
Compared sentence by sentence after normalising whitespace, quotation marks, case and digits, so re-formatting and restated figures do not read as changed language. Wording changes appear as one removal and one addition. The current filing and the prior one are authoritative.