BREAD FINANCIAL HOLDINGS, INC. 10-K

Item 2. Properties. As of December 31, 2024, we leased 12 general office properties, comprised of approximately 1.3 million square feet, of which approximately 0.8 million square feet are subleased or on the sublease market. Our principal facilities used to carry out our operational, sales and administrative functions are as follows (in alphabetical order, by city): Location Approximate Square Footage Lease Expiration Date Bangalore, Karnataka, India 87,400 January 31, 2029 Chadds Ford, Pennsylvania 9,900 April 30, 2027 Coeur D'Alene, Idaho 23,500 (1) July 31, 2038 Columbus, Ohio 326,400 September 12, 2032 Draper, Utah 22,900 (1) August 31, 2031 New York, New York 18,500 January 31, 2026 Plano, Texas 28,000 (1) June 30, 2026 Wilmington, Delaware 5,200 July 31, 2027 ______________________________ (1) Excludes square footage of subleased portion. We believe our current facilities are suitable to our businesses and that we will be able to lease, purchase or newly construct additional facilities as needed.