NBTBNBT BANCORP INCMid cap · $2.62B · FY ending 2025-12-31
$50.28+0.66% · 2026-07-10 · EOD
53/100 composite
A transparent blend of the four reads below — each opens into the tool it comes from. Not advice.Quality78
margins & F-ScoreValue52
P/E 15.1 · 100% of 12-mo rangeMomentum66
golden · price above 200-daySmart Money18
selling · 0 funds · 0P/4S insidersBullish stackGolden crossAbove 200-day
vs S&P 500+8.6%
6-mo excess Trailing performance1M +6.5%
3M +9.8%
6M +18.1%
YTD +20.9%
1Y +14.7%
P/E vs its last 12 months (our price history): 11.8 low → 15.1 high
Current price sits at the 100th percentile of that window — near the top (richer). We only compare against the price history we own (no paid multi-year multiples — nothing invented).
Piotroski F5/9
fundamental strength ROIC = NOPAT ÷ (debt + equity − cash), using an effective tax rate of 23%. Annual figures from SEC XBRL.
Dividend & capital return
Payout ratio42.9%
comfortable Shareholder yield3.2%
dividends + buybacks Annual figures from SEC cash-flow statements. Shareholder yield = total cash returned ÷ market cap.
Net selling0P / 4S insiders · 0 funds hold · 0 Congress buys
Recent insidersHoeller Heidi M · DirectorSELL$100,874
Sparks Martin Randolph · EVP,General Counsel,SecretarySELL$57,650
WATT JOHN H JR · DirectorSELL$995,751
Mahoney Ruth H · EVP/President of Wealth MgmtSELL$233,000
Bhealth · 71/100
Self-fundingSelf-funding — profitable · generates cash
- ●One-sided insider selling 4 insider sales and no open-market buys in the recent window.
Educational tools — not financial advice. Fundamentals from SEC EDGAR (XBRL); prices are end-of-day (Databento). Scores are a transparent blend of the components shown, computed on our own data — a research aid, not a recommendation.