16 unchanged sentences
At least quarterly we review the potential effect changes in interest rates may have on the repayment or repricing of rate sensitive assets and funding requirements of rate sensitive liabilities.
−Removed: Our most recent simulation uses projected repricing of assets and liabilities at March 31, 2025 on the basis of contractual maturities, anticipated repayments and scheduled rate adjustments.
+Added: Our most recent simulation uses projected repricing of assets and liabilities at June 30, 2025 on the basis of contractual maturities, anticipated repayments and scheduled rate adjustments.
Prepayment rate assumptions may have a significant impact on interest income simulation results.
5 unchanged sentences
Immediate Change in Rates
−Removed: As of March 31, 2025
+Added: As of June 30, 2025
Dollar Change
Percentage Change
−Removed: At March 31, 2025, a 100 basis point instantaneous increase in interest rates had the effect of decreasing forecast net interest income over the next 12 months by 7.08% while a 100 basis point decrease in rates had the effect of increasing net interest income by 7.86%.
+Added: At June 30, 2025, a 100 basis point instantaneous increase in interest rates had the effect of decreasing forecast net interest income over the next 12 months by 3.72% while a 100 basis point decrease in rates had the effect of increasing net interest income by 2.15%.
Compared sentence by sentence after normalising whitespace, quotation marks, case and digits, so re-formatting and restated figures do not read as changed language. Wording changes appear as one removal and one addition. The current filing and the prior one are authoritative.