1 unchanged sentence
Trading Arrangements
−Removed: During the quarter ended June 30, 2025, none of the Company’s directors or officers (as defined in Rule 16a-1(f) under the Exchange Act) adopted or terminated any contract, instruction or written plan for the purchase or sale of Company securities intended to satisfy the affirmative defense conditions of Rule 10b5-1(c) under the Exchange Act or any non-Rule 10b5-1 trading arrangement.
+Added: During the quarter ended September 30, 2025, none of the Company’s directors or officers (as defined in Rule 16a-1(f) under the Exchange Act) adopted or terminated any contract, instruction or written plan for the purchase or sale of Company securities intended to satisfy the affirmative defense conditions of Rule 10b5-1(c) under the Exchange Act or any non-Rule 10b5-1 trading arrangement.
The following exhibits are filed or incorporated by reference herein in response to Item 601 of Regulation S-K.
7 unchanged sentences
Bank Trust Company, National Association, as trustee, relating to the 6.875% Senior Notes due 2038 (incorporated by reference to Exhibit 4.1 to UnitedHealth Group Incorporated’s Current Report on Form 8-K filed on April 24, 2023)
−Removed: Employment Agreeme nt, effective as of May 12, 2025, between United HealthC are Services, Inc.
−Removed: and Stephen Hemsely
+Added: Employment Agreement, effective as of September 2, 2025, between United HealthCare Services, Inc.
+Added: DeVeydt (incorporated by reference to Exhibit 10.1 to UnitedHealth Group Incorporated’s Current Report on Form 8-K filed on July 31, 2025).
Certifications pursuant to Section 302 of the Sarbanes-Oxley Act of 2002
16 unchanged sentences
(principal executive officer) Dated:
−Removed: August 11, 2025
+Added: October 28, 2025
Stephen Hemsley
−Removed: /s/ J OHN R EX
−Removed: President and Chief Financial Officer
+Added: /s/ W AYNE D E V EYDT
+Added: Chief Financial Officer
(principal financial officer) Dated:
−Removed: August 11, 2025
+Added: October 28, 2025
+Added: Wayne DeVeydt
/s/ T HOMAS R OOS
2 unchanged sentences
(principal accounting officer) Dated:
−Removed: August 11, 2025
+Added: October 28, 2025
Compared sentence by sentence after normalising whitespace, quotation marks, case and digits, so re-formatting and restated figures do not read as changed language. Wording changes appear as one removal and one addition. The current filing and the prior one are authoritative.