What changed in this filing

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Item 9A. Controls and Procedures

2026-06-29 compared with 2025-06-30 · 163 added, 167 removed, 450 unchanged (42% of the section changed)

57 unchanged sentences

Other Information

the year ended March 31, 2025, the Company issued no new warrants in conjunction with monies borrowed during the period (see Note 8 to

the financial statements included in this report).

the year ended March 31, 2025, the Company issued 1,544,550 warrants to the Chairman of the Board of Directors in conjunction with an

extension of the maturity dates during the period (see Note 8 to the financial statements included in this report) per the terms outlined

above (see Note 11 to the financial statements included in this report for information on warrants issued subsequent to fiscal year end).

The exercise price of these warrants was $0.41.

The value of the warrants on the date of grant, as calculated by the Black-Scholes-Merton

valuation model was $435,199.

The inputs used in this calculation included a fair value of the underlying common stock of $0.409 per

share, a risk-free of 4.43%, volatility of 83.74%, and a dividend rate of 0%.

Trading Plans

the fourth quarter of fiscal 2024, none of our directors or officers (as defined in Rule 16a-1(f) of the Exchange Act) informed us of

the adoption or termination of a “Rule 10b5-1 trading arrangement” or “non-Rule 10b5-1 trading arrangement,”

each as defined in Item 408 of Regulation S-K.

the fourth quarter of fiscal 2026, none of our directors or officers (as defined in Rule 16a-1(f) of the Exchange Act) adopted or

terminated a “Rule 10b5-1 trading arrangement” or “non-Rule 10b5-1 trading arrangement,” each as defined in

Item 408 of Regulation S-K.

Disclosure Regarding Foreign Jurisdictions that Prevent Inspections

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executive officer and directors’ positions and biographical information are set forth below.

of Election or Designation

or Designation

Executive Officer

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Higginson is 69 years of age and was appointed to the position of Chairman of the Board of Directors.

Higginson served as Chief

Executive Officer of VIA Motors, Inc.

(“Via Motors”), a hybrid electric vehicle company (PHEV), from November 2010 to January

2014, where he was responsible for overseeing the management and business of Via Motors and its employees.

From October 2003 until November

2010, he served as Chairman of the Board of Directors of Raser Technologies, Inc.

(“Raser Technologies”), which was an NYSE

listed company at that time.

Higginson has served as

a member of our Board of Direce4tors since January 12, 2015.

Higginson served as Chief Executive Officer of VIA Motors, Inc.

(“Via Motors”), a hybrid electric vehicle company (PHEV), from November 2010 to January 2014, where he was responsible

for overseeing the management and business of Via Motors and its employees.

From October 2003 until November 2010, he served as

Chairman of the Board of Directors of Raser Technologies, Inc.

(“Raser Technologies”), which was an NYSE listed company

at that time.

Higginson resigned as a director of Raser Technologies on February 11, 2011.

Raser Technologies filed

bankruptcy proceedings on April 29, 2011, and was subsequently delisted from NYSE.

Higginson also founded American Telemedia Network,

Raser Technologies filed bankruptcy

proceedings on April 29, 2011, and was subsequently delisted from NYSE.

Higginson also founded American Telemedia Network, Inc.

(“American Telemedia”), a publicly traded NASDAQ company that developed a nationwide satellite network broadcasting

data, video programming and advertising to shopping centers and malls, and he served as President and Chief Executive Officer of American

Telemedia from 1984 through 1988.

Higginson’s years of experience in the management of public companies is a great asset to

data, video programming and advertising to shopping centers and malls, and he served as President and Chief Executive Officer of

American Telemedia from 1984 through 1988.

Higginson’s years of experience in the management of public companies is a

great asset to the Company.

Dickman is 76 years of age.

Dickman started a “sales rack” jobbing operation supplying grocery stores

with movies for rent and purchase.

As founder and CEO of Video II, the business grew from servicing one store to over 1,400 located in

Video II had over 400 employees at one time, with Mr.

Dickman has served as a member of our Board of Directors since July 22, 2019.

Dickman started a “sales rack” jobbing operation supplying grocery stores with movies for rent and purchase.

and CEO of Video II, the business grew from servicing one store to over 1,400 located in 38 states.

Video II had over 400 employees

at one time, with Mr.

Dickman overseeing all facets of the business as its CEO.

Dickman sold his interest in Video II, and has since concentrated his efforts on a variety of investments, including stocks and real

Dickman’s years of experience running various business entities is an invaluable resource to the board of directors.

Dickman sold his interest in Video II,

and has since concentrated his efforts on a variety of investments, including stocks and real estate.

Dickman’s years of

experience running various business entities is an invaluable resource to the board of directors.

Quesenberry is 63 years old.

He has practiced law since 1989 in Washington and Utah, including complex business litigation and SEC matters.

Quesenberry was one of the (many) attorneys representing Exxon Shipping in the Exxon Valdez litigation in Alaska in the early 1990s.

Quesenberry has also been a principal in various property development projects in Washington and elsewhere.

Quesenberry graduated

from Brigham Young University in 1986 with a degree in English and was a pitcher for the BYU Cougars varsity baseball team from 1983-1986.

He attended law school at the University of Kansas from 1986-1989, where he was an editor of the Kansas Law Review and a member of the

Order of the Coif.

Quesenberry has served as a member of our Board of Directors since July 22, 2019.

He has practiced

law since 1989 in Washington and Utah, including complex business litigation and SEC matters.

Quesenberry was one of the (many)

attorneys representing Exxon Shipping in the Exxon Valdez litigation in Alaska in the early 1990s.

Quesenberry has also been a

principal in various property development projects in Washington and elsewhere.

Quesenberry graduated from Brigham Young

University in 1986 with a degree in English and was a pitcher for the BYU Cougars varsity baseball team from 1983-1986.

law school at the University of Kansas from 1986-1989, where he was an editor of the Kansas Law Review and a member of the Order of

He also speaks fluent German.

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potential nominees.

Board held a total of one (1) meeting during the fiscal year ended March 31, 2025.

Each incumbent director attended the Board

Although we do not have a formal policy regarding attendance by directors at our annual meeting, we encourage directors to

We did not hold an annual meeting during the fiscal year ended March 31, 2025.

Board held a total of two (2) meetings during the fiscal year ended March 31, 2026.

Each incumbent director attended the Board meetings.

Although we do not have a formal policy regarding attendance by directors at our annual meeting, we encourage directors to attend.

did not hold an annual meeting during the fiscal year ended March 31, 2025.

of Ethics and Business Conduct

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on our website at www.sundancestrategies.com .

Insider Trading Policy

While the Company has not adopted

a formal insider trading policy, our Code of Ethics and Business Conduct provides that it is both illegal and against company policy for

any Senior Financial Officer who is aware of material nonpublic information relating to the Company, to buy or sell securities or recommend

that another person buy, sell or hold the securities of the Company.

Executive Compensation

was no cash compensation and there were no equity awards granted during either of the fiscal years ended March 31, 2025 and

was no cash compensation and there were no equity awards granted during the fiscal year ended March 31, 2026.

March 31, 2026, Mr.

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March 31, 2026, Mr.

Higginson’s beneficial ownership totaled 14,802,775 shares, including 7,000,000 shares owned by Higginson Family

Higginson’s beneficial ownership totaled 15,260,325 shares, including 7,000,000 shares owned by Higginson

Family Inv, LLC;

750,000 shares owned by Eclipse Fund LLC;

320,000 shares owned by Radion Energy LLC;

370,000 shares owned by Ecosystems Resources

370,000 shares owned by

Ecosystems Resources LLC;

and 900,000 shares owned by KGPR, LLC.

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Pearson, our Named Executive Officer, in Fiscal Year 2026, and 2025.

Name and Principal Position

Stock Awards ($)

Principal Position

Option Awards

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ownership in the table below is based on 43,063,441 shares of common stock outstanding as of June 29, 2026.

Beneficial ownership

is determined in accordance with the rules of the Securities and Exchange Commission, and generally includes voting power and/or investment

power with respect to the securities held.

Any securities not outstanding but which are subject to options or warrants exercisable within

60 days of June 30, 2025, are deemed outstanding and beneficially owned for the purpose of computing the percentage of outstanding common

stock beneficially owned by the stockholder holding such options or warrants, but are not deemed outstanding for the purpose of computing

the percentage of common stock beneficially owned by any other stockholder.

Beneficial ownership is determined

in accordance with the rules of the Securities and Exchange Commission, and generally includes voting power and/or investment power with

respect to the securities held.

Any securities not outstanding but which are subject to options or warrants exercisable within 60 days

of June 29, 2026, are deemed outstanding and beneficially owned for the purpose of computing the percentage of outstanding common stock

beneficially owned by the stockholder holding such options or warrants, but are not deemed outstanding for the purpose of computing the

percentage of common stock beneficially owned by any other stockholder.

otherwise indicated, each of the stockholders listed below has sole voting and investment power with respect to the shares beneficially

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Plan Category

of securities to be issued upon exercise of outstanding options, warrants and rights

Weighted-average

exercise price of outstanding options, warrants and rights

of securities remaining available for future issuance under equity compensation plans (excluding

securities reflected in column (a))

Number of securities to be issued upon exercise of outstanding options, warrants and rights

Weighted-average exercise price of outstanding options, warrants and rights

Number of securities remaining available for future issuance under equity compensation plans (excluding securities reflected in column (a))

Equity compensation plans approved by security holders

Equity compensation plans not approved by security holders

of March 31, 2026, the number of securities to be issued upon exercise of outstanding options,

warrants, and rights is made up of warrants to all warrant holders.

Certain Relationships and Related Transactions, and Directors Independence

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date of issuance.

the year ended March 31, 2025, the Company issued no new warrants in conjunction with monies borrowed during the period (see Note 8 to

the financial statements included in this report).

the year ended March 31, 2026, the Company issued 1,664,550 warrants to the Chairman of the Board of Directors in conjunction with an

extension of the maturity dates during the period per the terms outlined above.

The exercise price of these warrants was $0.41.

the warrants on the date of grant, as calculated by the Black-Scholes-Merton valuation model was $242,791.

The inputs used in this calculation

included a fair value of the underlying common stock of $0.25 per share, a risk-free of 3.74%, volatility of 81.93%, and a dividend rate

the year ended March 31, 2026, the Company issued 2,687,705 warrants to Radiant Life, LLC in conjunction with an extension of the maturity

dates during the period per the terms outlined above.

The exercise price of these warrants was $0.41.

The value of the warrants on the date

of grant, as calculated by the Black-Scholes-Merton valuation model was $576,773.

The inputs used in this calculation included a fair

value of the underlying common stock between $0.25 and $0.409 per share, a risk-free between 3.72% and 3.81%, volatility between 82.13

and 82.79%, and a dividend rate of 0%.

the year ended March 31, 2026, the Company issued 1,166,000 warrants to Mr.

Dickman in conjunction with an extension of the maturity

dates during the period per the terms outlined above.

The exercise price of these warrants was $0.41.

The value of the warrants on the date

of grant, as calculated by the Black-Scholes-Merton valuation model was $170,404.

The inputs used in this calculation included a fair

value of the underlying common stock of $0.25 per share, a risk-free of 3.72%, volatility of 82.13%, and a dividend rate of 0%.

the year ended March 31, 2026, the Company issued 17,378 warrants to Radiant Life, LLC in conjunction with monies borrowed during the period (see Note 6)

per the terms outlined above.

The exercise price of these warrants was $0.41.

The value of the warrants on the date of grant, as calculated

by the Black-Scholes-Merton valuation model was $4,778.

The inputs used in this calculation included a fair value of the underlying common

stock of $0.409 per share, a risk-free of 3.78%, volatility of 81.58% and a dividend rate of 0%.

the year ended March 31, 2025, the Company issued 1,544,550 warrants to the Chairman of the Board of Directors in conjunction with an

extension of the maturity dates during the period (see Note 8 to the financial statements included in this report) per the terms outlined

above (see Note 11 to the financial statements included in this report for information on warrants issued subsequent to fiscal year end).

The exercise price of these warrants was $0.41.

3 unchanged sentences

share, a risk-free of 4.43%, volatility of 83.74%, and a dividend rate of 0%.

the year ended March 31, 2024, the Company issued 281,900 warrants to the Chairman of the Board of Directors and 80,000 warrants to Radiant

Life, LLC in conjunction with monies borrowed during the period (see Note 8 to the financial statements included in this report).

exercise price of these warrants was $1.05.

The value of the warrants on the date of grant, as calculated by the Black-Scholes-Merton

valuation model was $316,756.

The inputs used in this calculation included a fair value of the underlying common stock of $1.049 per

share, a risk-free between 3.36% and 4.29%, volatility between 86.52% and 89.11% and a dividend rate of 0%.

the year ended March 31, 2024, the Company issued 1,106,000 warrants to Mr.

Dickman, 772,275 warrants to the Chairman of the Board of

Directors, and 699,754 warrants to Radiant Life, LLC in conjunction with an extension of the maturity dates during the period (see Note

8 to the financial statements included in this report) per the terms outlined above.

The exercise price of these warrants was either

$0.41 or $1.05.

The value of the warrants on the date of grant, as calculated by the Black-Scholes-Merton valuation model was $964,277.

The inputs used in this calculation included a fair value of the underlying common stock between $0.409 and $1.049 per share, a risk-free

between 3.80% and 4.01%, volatility between 84.00% and 89.07% and a dividend rate of 0%.

of March 31, 2025, and 2024, the Company held outstanding warrants to related parties totaling 10,686,123 and 10,843,573, respectively.

As of March 31, 2025, 2,006,754 of these warrants have an exercise price of $0.05, 3,579,579 of these warrants have an exercise price

of $0.41, 5,049,790 have an exercise price of $1.05, and 50,000 of these warrants have an exercise price of $2.00 per share.

have a five-year life as of the date of grant and expire between April 2025 and January 2030.

of March 31, 2026, and 2025, the Company held outstanding warrants to related parties totaling 14,435,002 and 10,686,123

respectively.

As of March 31, 2026, 220,000 of these warrants have an exercise price of $0.05, 9,115,212 of these warrants have an

exercise price of $0.41, 5,049,790 have an exercise price of $1.05, and 50,000 of these warrants have an exercise price of $2.00 per

All warrants have a five-year life as of the date of grant and expire between August 2026 and January 2031.

shares of common stock issuable upon exercise of the warrants are not registered with the Commission and the holders of the warrants

38 unchanged sentences

following exhibits are filed or incorporated by reference as part of this Form 10-K.

and Restated Articles of Incorporation (incorporated by reference to Exhibit 3(i) to the Company’s Current Report on Form 8-K

filed April 5, 2013, file no.

of Amendment to the Amended and Restated Articles of Incorporation(incorporated by reference to Exhibit 3(i)(a) to the Company’s

Current Report on Form 8-K filed April 5, 2013, file no.

of Amendment to the Amended and Restated Articles of Incorporation(incorporated by reference to Exhibit 3(i)(b) to the Company’s

Current Report on Form 8-KA-1 filed May 24, 2013, file no.

Bylaws (incorporated by reference to Exhibit 3(ii) to the Company’s Current Report on Form 8-K filed April 5, 2013, file no.

Amended and Restated Articles of Incorporation (incorporated by reference to Exhibit 3(i) to the Company’s Current Report on Form 8-K filed April 5, 2013, file no.

Certificate of Amendment to the Amended and Restated Articles of Incorporation(incorporated by reference to Exhibit 3(i)(a) to the Company’s Current Report on Form 8-K filed April 5, 2013, file no.

Certificate of Amendment to the Amended and Restated Articles of Incorporation(incorporated by reference to Exhibit 3(i)(b) to the Company’s Current Report on Form 8-KA-1 filed May 24, 2013, file no.

Amended Bylaws (incorporated by reference to Exhibit 3(ii) to the Company’s Current Report on Form 8-K filed April 5, 2013, file no.

Description of Securities Registered Under Section 12 of the Exchange Act

and Plan of Merger (incorporated by reference to Exhibit 10.1 to the Company’s Current Report on Form 8-K filed April 5, 2013,

of Lock-Up/Leak-Out Agreement (incorporated by reference to Exhibit 10.2 to the Company’s Current Report on Form 8-K filed

April 5, 2013, file no.

Convertible Debenture (incorporated by reference to Exhibit 10.6 to the Company’s Quarterly Report on Form 10-Q filed August

10, 2015, file no.

to the notes payable and lines-of-credit agreements, dated February 4, 2016, between the Company, Kraig Higginson and Radiant Life,

LLC (incorporated by reference to Exhibit 10.1 to the Company’s Quarterly Report on Form 10-Q filed February 9, 2016, file

to the Convertible Debenture Agreement, dated February 2, 2016, between the Company and Sactco International, Limited (incorporated

by reference to Exhibit 10.2 to the Company’s Quarterly Report on Form 10-Q filed February 9, 2016, file no.

Note between Sundance Strategies, Inc.

Agreement and Plan of Merger (incorporated by reference to Exhibit 10.1 to the Company’s Current Report on Form 8-K filed April 5, 2013, file no.

Form of Lock-Up/Leak-Out Agreement (incorporated by reference to Exhibit 10.2 to the Company’s Current Report on Form 8-K filed April 5, 2013, file no.

8% Convertible Debenture (incorporated by reference to Exhibit 10.6 to the Company’s Quarterly Report on Form 10-Q filed August 10, 2015, file no.

Amendment to the notes payable and lines-of-credit agreements, dated February 4, 2016, between the Company, Kraig Higginson and Radiant Life, LLC (incorporated by reference to Exhibit 10.1 to the Company’s Quarterly Report on Form 10-Q filed February 9, 2016, file no.

Amendment to the Convertible Debenture Agreement, dated February 2, 2016, between the Company and Sactco International, Limited (incorporated by reference to Exhibit 10.2 to the Company’s Quarterly Report on Form 10-Q filed February 9, 2016, file no.

Promissory Note between Sundance Strategies, Inc.

Dickman, dated April 10, 2019.

(incorporated by reference to Exhibit 10.27 to

the Company’s Annual Report on Form 10-K filed June 29, 2022, File No.

Note between Sundance Strategies, Inc.

Dickman, dated November 5, 2019 (incorporated by reference to Exhibit 10.28 to

the Company’s Annual Report on Form 10-K filed June 29, 2022, File No.

Note between Sundance Strategies, Inc.

Dickman, dated February 4, 2020(incorporated by reference to Exhibit 10.29 to

the Company’s Annual Report on Form 10-K filed June 29, 2022, File No.

to Promissory Note between Sundance Strategies, Inc.

Higginson, dated January 8, 2020 (incorporated by reference to

Exhibit 10.30 to the Company’s Annual Report on Form 10-K filed June 29, 2022, File No.

Amendment to the Note Payable and Line of Credit Agreement between Sundance Strategies, Inc.

and Kraig Higginson, dated April 3,

(incorporated by reference to Exhibit 10.27 to the Company’s Annual Report on Form 10-K filed June 29, 2022, File No.

to Promissory Notes between Sundance Strategies, Inc.

Dickman, dated November 5, 2019 (incorporated by reference to

Exhibit 10.32 to the Company’s Annual Report on Form 10-K filed June 29, 2022, File No.

to $3,000,000 Convertible Debenture Agreement between Sundance Strategies, Inc.

and Satco International, Limited, dated July 13,

2020 (incorporated by reference to Exhibit 10.33 to the Company’s Annual Report on Form 10-K filed June 29, 2022, File No.

Agreement to Promissory Note between Sundance Strategies, Inc.

and Radiant Life, dated December 19, 2019 (incorporated by reference

to Exhibit 10.34 to the Company’s Annual Report on Form 10-K filed June 29, 2022, File No.

Note between Sundance Strategies, Inc.

and Satco International, Limited, dated April 6, 2021 (incorporated by reference to Exhibit

10.35 to the Company’s Annual Report on Form 10-K filed June 29, 2022, File No.

to Promissory Note between Sundance Strategies, Inc.

and Satco International, Limited, dated August 9, 2021 (incorporated by reference

to Exhibit 10.36 to the Company’s Annual Report on Form 10-K filed June 29, 2022, File No.

Note between Sundance Strategies, Inc.

and Radiant Life, LLC, dated July 29, 2021 (incorporated by reference to Exhibit 10.36 to

the Company’s Annual Report on Form 10-K filed June 29, 2022, File No.

Placement Memorandum, effective November 5, 2022 (incorporated by reference to Exhibit 10.37 to the Company’s Annual Report

on Form 10-K filed June 29, 2022, File No.

between Sundance Strategies, Inc.

and Tradability, LLC, dated January 1, 2022 (incorporated by reference to Exhibit 10.38 to the

Company’s Annual Report on Form 10-K filed June 29, 2022, File No.

to Promissory Notes between Sundance Strategies, Inc.

Dickman, dated June 5, 2023 (incorporated by reference to Exhibit

10.40 to the Company’s Annual Report on Form 10-K filed June 29, 2023, File No.

to Promissory Note between Sundance Strategies, Inc.

Higginson, dated February 2, 2023 (incorporated by reference to

Exhibit 10.41 to the Company’s Annual Report on Form 10-K filed June 29, 2023, File No.

Agreement to Promissory Note between Sundance Strategies, Inc.

and Radiant Life, dated February 2, 2023 (incorporated by reference

to Exhibit 10.42 to the Company’s Annual Report on Form 10-K filed June 29, 2023, File No.

to Promissory Note between Sundance Strategies, Inc.

and Satco International, Limited, dated February 2, 2023 (incorporated by reference

to Exhibit 10.43 to the Company’s Annual Report on Form 10-K filed June 29, 2023, File No.

to $3,000,000 Convertible Debenture Agreement between Sundance Strategies, Inc.

and Satco International, Limited, dated February

9, 2023 (incorporated by reference to Exhibit 10.44 to the Company’s Annual Report on Form 10-K filed June 29, 2023, File No.

Agreement to Promissory Note between Sundance Strategies, Inc.

and Radiant Life, dated June 12, 2023 (incorporated by reference to

Exhibit 10.45 to the Company’s Annual Report on Form 10-K filed June 29, 2023, File No.

to Promissory Note between Sundance Strategies, Inc.

and Satco International, Limited, dated June 9, 2023 (incorporated by reference

to Exhibit 10.46 to the Company’s Annual Report on Form 10-K filed June 29, 2023, File No.

Promissory Note between Sundance Strategies, Inc.

Dickman, dated November 5, 2019 (incorporated by reference to Exhibit 10.28 to the Company’s Annual Report on Form 10-K filed June 29, 2022, File No.

Promissory Note between Sundance Strategies, Inc.

Dickman, dated February 4, 2020(incorporated by reference to Exhibit 10.29 to the Company’s Annual Report on Form 10-K filed June 29, 2022, File No.

Extension to Promissory Note between Sundance Strategies, Inc.

Higginson, dated January 8, 2020 (incorporated by reference to Exhibit 10.30 to the Company’s Annual Report on Form 10-K filed June 29, 2022, File No.

First Amendment to the Note Payable and Line of Credit Agreement between Sundance Strategies, Inc.

and Kraig Higginson, dated April 3, 2020 (incorporated by reference to Exhibit 10.31 to the Company’s Annual Report on Form 10-K filed June 29, 2022, File No.

Extension to Promissory Notes between Sundance Strategies, Inc.

Dickman, dated November 5, 2019 (incorporated by reference to Exhibit 10.32 to the Company’s Annual Report on Form 10-K filed June 29, 2022, File No.

Amendment to $3,000,000 Convertible Debenture Agreement between Sundance Strategies, Inc.

and Satco International, Limited, dated July 13, 2020 (incorporated by reference to Exhibit 10.33 to the Company’s Annual Report on Form 10-K filed June 29, 2022, File No.

Extension Agreement to Promissory Note between Sundance Strategies, Inc.

and Radiant Life, dated December 19, 2019 (incorporated by reference to Exhibit 10.34 to the Company’s Annual Report on Form 10-K filed June 29, 2022, File No.

Promissory Note between Sundance Strategies, Inc.

and Satco International, Limited, dated April 6, 2021 (incorporated by reference to Exhibit 10.35 to the Company’s Annual Report on Form 10-K filed June 29, 2022, File No.

Extension to Promissory Note between Sundance Strategies, Inc.

and Satco International, Limited, dated August 9, 2021 (incorporated by reference to Exhibit 10.36 to the Company’s Annual Report on Form 10-K filed June 29, 2022, File No.

Promissory Note between Sundance Strategies, Inc.

and Radiant Life, LLC, dated July 29, 2021 (incorporated by reference to Exhibit 10.36 to the Company’s Annual Report on Form 10-K filed June 29, 2022, File No.

Private Placement Memorandum, effective November 5, 2022 (incorporated by reference to Exhibit 10.37 to the Company’s Annual Report on Form 10-K filed June 29, 2022, File No.

Agreement between Sundance Strategies, Inc.

and Tradability, LLC, dated January 1, 2022 (incorporated by reference to Exhibit 10.38 to the Company’s Annual Report on Form 10-K filed June 29, 2022, File No.

Extension to Promissory Notes between Sundance Strategies, Inc.

Dickman, dated June 5, 2023 (incorporated by reference to Exhibit 10.40 to the Company’s Annual Report on Form 10-K filed June 29, 2023, File No.

Extension to Promissory Note between Sundance Strategies, Inc.

Higginson, dated February 2, 2023 (incorporated by reference to Exhibit 10.41 to the Company’s Annual Report on Form 10-K filed June 29, 2023, File No.

Extension Agreement to Promissory Note between Sundance Strategies, Inc.

and Radiant Life, dated February 2, 2023 (incorporated by reference to Exhibit 10.42 to the Company’s Annual Report on Form 10-K filed June 29, 2023, File No.

Extension to Promissory Note between Sundance Strategies, Inc.

and Satco International, Limited, dated February 2, 2023 (incorporated by reference to Exhibit 10.43 to the Company’s Annual Report on Form 10-K filed June 29, 2023, File No.

Amendment to $3,000,000 Convertible Debenture Agreement between Sundance Strategies, Inc.

and Satco International, Limited, dated February 9, 2023 (incorporated by reference to Exhibit 10.44 to the Company’s Annual Report on Form 10-K filed June 29, 2023, File No.

Extension Agreement to Promissory Note between Sundance Strategies, Inc.

and Radiant Life, dated June 12, 2023 (incorporated by reference to Exhibit 10.45 to the Company’s Annual Report on Form 10-K filed June 29, 2023, File No.

Extension to Promissory Note between Sundance Strategies, Inc.

and Satco International, Limited, dated June 9, 2023 (incorporated by reference to Exhibit 10.46 to the Company’s Annual Report on Form 10-K filed June 29, 2023, File No.

Extension to Promissory Note between Sundance Strategies, Inc.

Higginson, dated January 26, 2024 (incorporated by reference to Exhibit 10.47 to the Company’s Annual Report on Form 10-K filed July 1, 2024, File No.

4 unchanged sentences

Amendment to $3,000,000 Convertible Debenture Agreement between Sundance Strategies, Inc.

and Satco International, Limited, dated January 3, 2025*

and Satco International, Limited, dated January 3, 2025 (incorporated by reference to exhibit 10.50 to the Company’s Annual Report on Form 10-K filed June 30, 2025)

Extension to Promissory Note between Sundance Strategies, Inc.

Higginson, dated January 24, 2025 (incorporated by reference to exhibit 10.51 to the Company’s Annual Report on Form 10-K filed June 30, 2025)

Extension to Promissory Note between Sundance Strategies, Inc.

and Satco International, Limited, dated January 26, 2025 (incorporated by reference to exhibit 10.50 to the Company’s Annual Report on Form 10-K filed June 30, 2025)

Extension to Promissory Note between Sundance Strategies, Inc.

Higginson, dated January 8, 2026*

Extension to Promissory Note between Sundance Strategies, Inc.

and Satco International, Limited, dated January 26, 2025*

of Ethics (incorporated by reference to Exhibit 14 to the Company’s Current Report on Form 8-K filed April 5, 2013, file no.

Certification

of Principal Executive Officer and Principal Financial Officer Pursuant to Rule 13a-14(a)*

Certification

of Principal Executive Officer and Principal Financial Officer Pursuant to 18 U.S.C.

and Radiant Life, dated January 14, 2026*

Extension to Promissory Notes between Sundance Strategies, Inc.

Dickman, dated January 14, 2026*

Amendment to $3,000,000 Convertible Debenture Agreement between Sundance Strategies, Inc.

and Satco International, Limited, dated June 6, 2026*

Extension to Promissory Note between Sundance Strategies, Inc.

and Satco International, Limited, dated June 6, 2026*

Code of Ethics (incorporated by reference to Exhibit 14 to the Company’s Current Report on Form 8-K filed April 5, 2013, file no.

Certification of Principal Executive Officer and Principal Financial Officer Pursuant to Rule 13a-14(a)*

Certification of Principal Executive Officer and Principal Financial Officer Pursuant to 18 U.S.C.

Section 1350‡

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XBRL Calculation Linkbase Document**

XBRL Defindition Linkbase Document**

XBRL Definition Linkbase Document**

XBRL Labels Linkbase Document**

23 unchanged sentences

Compared sentence by sentence after normalising whitespace, quotation marks, case and digits, so re-formatting and restated figures do not read as changed language. Wording changes appear as one removal and one addition. The current filing and the prior one are authoritative.

What changed 10-K

Item 9A. Controls and Procedures