29 unchanged sentences
EVE values only the current position of the balance sheet at December 31, 2025, and therefore does not incorporate any new business assumptions that might be inherent in a simulation of net interest income.
−Removed: Our projections generally assume instantaneous parallel shifts upward and downward of the yield curve of 100, 200, 300 and 400 basis points (assuming the downward shift does not result in negative interest rates) occurring immediately.
+Added: Our projections generally assume instantaneous parallel shifts upward and downward of the yield curve of 100, 200, 300 and 400 basis points (assuming the downward shift
+Added: SOUND FINANCIAL BANCORP, INC.
+Added: AND SUBSIDIARY
+Added: does not result in negative interest rates) occurring immediately.
Management and the Board of Directors review these measurements on a quarterly basis to determine whether our interest-rate exposure is within the limits established by the Board of Directors.
27 unchanged sentences
We consider all of these factors in monitoring our exposure to interest rate risk.
+Added: SOUND FINANCIAL BANCORP, INC.
+Added: AND SUBSIDIARY
Compared sentence by sentence after normalising whitespace, quotation marks, case and digits, so re-formatting and restated figures do not read as changed language. Wording changes appear as one removal and one addition. The current filing and the prior one are authoritative.