Our branch network includes approximately 1,400 locations in 44 states.
−Removed: We support our branch business by conducting branch office operations, branch office administration, and centralized operations, including our servicing facilities, in Mendota Heights, Minnesota;
+Added: Our branches have lease terms generally ranging from three to five years.
+Added: In addition to our branches, several of our central servicing facilities operate in leased premises.
+Added: These facilities include Fort Mill, South Carolina;
Tempe, Arizona;
−Removed: Fort Mill, South Carolina;
−Removed: and Fort Worth, Texas, in leased premises.
−Removed: Our branch locations have lease terms generally ranging from three to five years.
−Removed: We lease administrative offices in Wilmington, Delaware;
−Removed: Irving, Texas;
+Added: Fort Worth, Texas;
+Added: and Mendota Heights, Minnesota, with leases that expire in 2027, 2027, 2028, and 2029, respectively.
+Added: We also lease administrative offices in Irving, Texas;
+Added: Baltimore, Maryland;
Charlotte, North Carolina;
−Removed: and New York, New York, which expire in 2023, 2025, 2025, and 2028, respectively.
−Removed: Additionally, we lease office space in Baltimore, Maryland, expiring in 2026, which has been partially sublet.
+Added: New York, New York;
+Added: and Wilmington, Delaware, which expire in 2025, 2026, 2027, 2028, and 2031, respectively.
Our investment in real estate and tangible property is not significant in relation to our total assets due to the nature of our business.
At December 31, 2023, our subsidiaries owned a loan servicing facility in London, Kentucky, and six buildings in Evansville, Indiana.
−Removed: The Evansville buildings also support our administrative and centralized functions.
−Removed: Our branch office operations, administrative offices, centralized operations, and loan servicing facilities support our Consumer and Insurance segment.
+Added: The Evansville buildings also support our administrative and central functions.
+Added: Our branch office operations, administrative offices, central operations, and loan servicing facilities support our Consumer and Insurance segment.
Legal Proceedings.
−Removed: The information required with respect to this item can be found under "Legal Contingencies" in Note 14 of the Notes to the Consolidated Financial Statements found elsewhere in this Annual Report, which is incorporated by reference into this Item 3.
+Added: The information required with respect to this item can be found under "Legal Contingencies" in Note 14 of the Notes to the Consolidated Financial Statements in Part II - Item 8 in this Annual Report, which is incorporated by reference into this Item 3.
Mine Safety Disclosures.
Compared sentence by sentence after normalising whitespace, quotation marks, case and digits, so re-formatting and restated figures do not read as changed language. Wording changes appear as one removal and one addition. The current filing and the prior one are authoritative.