16 unchanged sentences
Net interest income simulation .
−Removed: Given a parallel shift of 100 basis points (“bps”), 200 bps and 300 bps in interest rates, the estimated net income may not decrease by more than 5%, 10% and 15%, respectively, within a one-year period.
+Added: Given a parallel shift of 100 basis points (“bps”), 200 bps and 300 bps in interest rates, the estimated net interest income may not decrease by more than 5%, 10% and 15%, respectively, within a one-year period.
Net income simulation .
4 unchanged sentences
The following table illustrates the simulated impact of a 100 bps, 200 bps or 300 bps upward or a 100 bps, 200 bps or 300 bps downward movement in interest rates on net income, return on average equity, earnings per share and market value of equity.
−Removed: This analysis was prepared assuming that interest-earning asset and interest-bearing liability levels at March 31, 2026 remain constant.
−Removed: The impact of the rate movements was computed by simulating the effect of an immediate and sustained shift in interest rates over a twelve-month period from March 31, 2026 levels.
+Added: This analysis was prepared assuming that interest-earning asset and interest-bearing liability levels at June 30, 2026 remain constant.
+Added: The impact of the rate movements was computed by simulating the effect of an immediate and sustained shift in interest rates over a twelve-month period from June 30, 2026 levels.
Increase Decrease
9 unchanged sentences
Compared to 2025, changes in interest rate sensitivity were driven by both decreases to deposit beta assumptions and changes in asset mix.
−Removed: Table of Content s
Compared sentence by sentence after normalising whitespace, quotation marks, case and digits, so re-formatting and restated figures do not read as changed language. Wording changes appear as one removal and one addition. The current filing and the prior one are authoritative.