3 unchanged sentences
We rely extensively on various information systems and other electronic resources to operate our business.
−Removed: In addition, nearly all of our customers, service providers and other business partners on whom we depend, including the providers of our online banking, mobile banking and accounting systems, use these systems and their own electronic information systems.
+Added: In addition, nearly all of our customers, service providers and other business partners on whom we depend, including the providers of our online banking, mobile banking, fraud detection, and accounting systems, use these systems and their own electronic information systems.
Any of these systems can be compromised, including through the employees, customers and other individuals who are authorized to use them, and threat actors use a sophisticated and constantly evolving set of software, tools and strategies to do so.
5 unchanged sentences
• performing due diligence with respect to our third-party service providers, including their cybersecurity practices, and requiring contractual commitments from our service providers to take certain cybersecurity measures;
−Removed: • third-party information security and cybersecurity consultants , who conduct periodic penetration testing, vulnerability assessments and other procedures to identify potential weaknesses in our systems and processes ;
+Added: • third-party information security and cybersecurity consultants , who conduct periodic penetration testing, vulnerability assessments, incident and response table top exercises, and other procedures to identify potential weaknesses in our systems and processes ;
• ongoing cybersecurity training and phishing testing for our employees.
7 unchanged sentences
In addition, our board of directors, as a whole and through the Bank's Corporate Risk Committee (the "Risk Committee"), is responsible for the oversight of risk management.
−Removed: In that role, our board of directors and Risk Committee , with support from the Company’s cybersecurity advisors, are responsible for ensuring that the risk management processes designed and implemented by management are adequate and functioning as designed.
+Added: In that role, our B oard of Directors and Risk Committee , with support from the Company’s cybersecurity advisors, are responsible for ensuring that the risk management processes designed and implemented by management are adequate and functioning as designed.
To carry out those duties, our Board of Directors receives reports, at least quarterly, from our management team regarding cybersecurity risks, and the Company’s efforts to prevent, detect, mitigate, and remediate any cybersecurity incidents.
1 unchanged sentence
Center Street, Warsaw, Indiana 46580.
−Removed: The Company operates in 61 locations, 52 of which are owned by the Bank and nine of which are leased from third parties.
+Added: The Company operates in 62 locations, 52 of which are owned by the Bank and ten of which are leased from third parties.
None of the Company’s real property assets are the subject of any material encumbrances.
4 unchanged sentences
Compared sentence by sentence after normalising whitespace, quotation marks, case and digits, so re-formatting and restated figures do not read as changed language. Wording changes appear as one removal and one addition. The current filing and the prior one are authoritative.