1 unchanged sentence
The Company’s common stock is not listed on any exchange.
−Removed: However, trades may be reported on the OTC Markets under the symbol “FNRN.” The Company is aware that D.A.
−Removed: Davidson, Raymond James, Wedbush Morgan Securities, and Monroe Securities, all currently make a market in the Company’s common stock.
+Added: However, trades may be reported on the OTC Markets under the symbol “FNRN.” The Company is aware that JWTT, Inc., Monroe Securities
+Added: and Raymond James all currently make a market in the Company’s common stock.
Management is aware that there are also private transactions in the Company’s common stock, and the data set forth below may not reflect all such transactions.
−Removed: The following table summarizes the range of reported high and low bid quotations of the Company’s Common Stock for each quarter during the last two fiscal years and is based on information provided by D.A.
+Added: The following table summarizes the range of reported high and low bid quotations of the Company’s Common Stock for each quarter during the last two fiscal years and is based on information
+Added: provided by D.A.
The quotations reflect the price that would be received by the seller without retail mark-up, mark-down or commissions and may not have represented actual transactions:
21 unchanged sentences
See “Business – Restrictions on Dividends and Other Distributions” above.
−Removed: The Company made no repurchases of common stock in the 12 months ended December 31, 2020.
−Removed: For information regarding securities authorized for issuance under equity compensation plans, see Part III, Item 12 of this Report on Form 10-K.
−Removed: ITEM 6 - SELECTED FINANCIAL DATA
−Removed: The selected consolidated financial data below have been derived from the Company’s audited consolidated financial statements.
−Removed: The selected consolidated financial data set forth below as of December 31, 2017 and 2016 have been derived from the Company’s historical consolidated financial statements not included in this Report.
−Removed: The financial information for 2020, 2019, and 2018, should be read in conjunction with “Management’s Discussion and Analysis of Financial Condition and Results of Operations,” which is in Part II (Item 7) of this Report and with the Company’s audited consolidated financial statements and the notes thereto, which are included in Part II (Item 8) of this Report.
−Removed: Consolidated Financial Data as of and for the years ended December 31,
−Removed: (in thousands, except share and per share amounts)
−Removed: Interest and Dividend Income
−Removed: Interest Expense
−Removed: Net Interest Income
−Removed: Provision for Loan Losses
−Removed: Net Interest Income after Provision for Loan Losses
−Removed: Non-Interest Income
−Removed: Non-Interest Expense
−Removed: Income before Taxes
−Removed: Provision for Taxes
−Removed: Basic Income Per Share
−Removed: Diluted Income Per Share
−Removed: Total Investments
−Removed: Total Loans, including Loans Held-for-Sale, net (1)
−Removed: Total Deposits
−Removed: Weighted Average Shares of Common Stock outstanding used for Basic Income Per Share Computation (2)
−Removed: Weighted Average Shares of Common Stock outstanding used for Diluted Income Per Share Computation (2)
−Removed: Return on Average Total Assets
−Removed: Net Income/Average Equity
−Removed: Net Income/Average Deposits
−Removed: Average Loans/Average Deposits
−Removed: Average Equity to Average Total Assets
−Removed: (1) Includes PPP loans totaling $155 million as of December 31, 2020.
−Removed: (2) All years have been restated to give retroactive effect for stock dividends issued and stock splits.
+Added: For information regarding securities authorized for issuance under equity compensation plans, see Part III, Item 12 of this Annual Report on Form 10-K.
+Added: Purchases of Equity Securities by the Issuer or Affiliated Purchasers
+Added: On May 20, 2021, the Company approved a new stock repurchase program effective June 15, 2021.
+Added: The new stock repurchase program, which will remain in effect until June 14, 2023, allows repurchases by the Company in
+Added: an aggregate amount of no more than 4% of the Company’s 13,680,085 outstanding shares of common stock as of March 31, 2021.
+Added: This represents total shares of 547,203 eligible for repurchase.
+Added: The Company repurchased 505,824 shares of the Company’s
+Added: outstanding common stock during the year ended December 31, 2021.
+Added: The Company made the following repurchases of its common stock during the year ended December 31, 2021:
+Added: Total number of
+Added: shares purchased
+Added: Average price
+Added: paid per share
+Added: Number of shares
+Added: purchased as part of
+Added: publicly announced
+Added: plans or programs
+Added: Maximum number of
+Added: shares that may yet be
+Added: purchased under the
+Added: plans or programs
+Added: June 1 - June 30, 2021
+Added: July 1 - July 31, 2021
+Added: August 1 - August 31, 2021
+Added: September 1 - September 30, 2021
+Added: October 1 - October 31, 2021
+Added: November 1 - November 30, 2021
+Added: December 1 - December 31, 2021
+Added: ITEM 6 - RESERVED
Compared sentence by sentence after normalising whitespace, quotation marks, case and digits, so re-formatting and restated figures do not read as changed language. Wording changes appear as one removal and one addition. The current filing and the prior one are authoritative.