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What changed 10-Q
Item 1A. Risk Factors
2020-08-07 compared with 2020-05-08 · 2 added, 1 removed, 21 unchanged (13% of the section changed)
11 unchanged sentences
• disruption resulting from having a majority of employees work remotely
−Removed: sustained closures of our branch lobbies
+Added: • repeated or sustained closures of our branch lobbies
• declines in demand for loans and other banking services
1 unchanged sentence
• adverse conditions in financial markets may have a negative impact on our investment portfolio
+Added: • adverse economic conditions result in a slowdown in municipal tax collections potentially impacting municipal loans, investment and deposit balances
• decline in credit quality of our loan portfolio leading to increased provisions for loan losses
5 unchanged sentences
Compared sentence by sentence after normalising whitespace, quotation marks, case and digits, so re-formatting and restated figures do not read as changed language. Wording changes appear as one removal and one addition. The current filing and the prior one are authoritative.