2 unchanged sentences
Based upon that evaluation, the Principal Executive Officer and Principal Financial Officer concluded that, as of the end of the period covered by this report, our disclosure controls and procedures were effective.
+Added: The Company’s management is responsible for establishing and maintaining effective internal control over financial reporting, as such term is defined in Exchange Act Rule 13a-15(f).
+Added: Under the supervision and with the participation of the Company’s management, including its Principal Executive Officer and Principal Financial Officer, the Company evaluated the effectiveness of its internal control over financial reporting based on criteria established in “Internal Control — Integrated Framework (2013)” issued by the Committee of Sponsoring Organizations of the Treadway Commission (COSO).
+Added: Based on this assessment, management, including our Principal Executive Officer and Principal Financial Officer, concluded that the Company’s internal control over financial reporting was effective and met the criteria of the “Internal Control — Integrated Framework (2013)” as of December 31, 2025.
During the quarter ended December 31, 2025, there have been no changes in the Company’s internal control over financial reporting that have materially affected, or are reasonably likely to materially affect, the Company’s internal control over financial reporting.
5 unchanged sentences
Information regarding directors, executive officers and corporate governance of the Company is presented under the headings “Proposal 1 — Election of Directors,” “Corporate Governance — Code of Ethics for Senior Officers” and “— Committees of the Board of Directors — Audit Committee” in the Company’s definitive Proxy Statement for the 2026 Annual Meeting of Stockholders (the “Proxy Statement”) and is incorporated herein by reference.
−Removed: The Company has adopted a Code of Ethics that applies to its principal executive officer, principal financial officer and principal accounting officer or controller or persons performing similar functions.
−Removed: A copy of the Code of Ethics is available on the Company’s website at www.eastwis.com under ABOUT US/EWSB Bancorp, Inc.
Executive Compensation
12 unchanged sentences
333-277828), as filed on March 11, 2024)
−Removed: Bylaws of EWSB Bancorp, Inc.
−Removed: (incorporated by reference to Exhibit 3.2 to the Company’s Registration Statement on Form S-1, as amended (Commission File No333-277828), as filed on March 11, 2024)
+Added: Amended and Restated Bylaws of EWSB Bancorp, Inc.
+Added: (incorporated by reference to Exhibit 3 to the Company’s Current Report on Form 8-K (Commission File No 000-56690), as filed on March 20, 2026)
Form of Common Stock Certificate of EWSB Bancorp, Inc.
2 unchanged sentences
Description of EWSB Bancorp, Inc.
+Added: Common Stock (incorporated by reference to Exhibit 4.2 to the Company’s Annual Report on Form 10-K for the year ended December 31, 2024 (Commission File No.
+Added: 000-56690), as filed on March 24, 2025)
Form of Employment Agreement between East Wisconsin Savings Bank and Charles D.
7 unchanged sentences
333-277828), as filed on March 11, 2024)
−Removed: Form of Employment Agreement between East Wisconsin Savings Bank and Holly Francescone (incorporated by reference to Exhibit 10.4 the Company’s Registration Statement on Form S-1, as amended (Commission File No.
−Removed: 333-277828), as filed on March 11, 2024)
Salary Continuation Agreement between East Wisconsin Savings Bank and Charles D.
3 unchanged sentences
333-277828), as filed on March 11, 2024)
−Removed: EWSB Bancorp, Inc Policy Regarding Insider Trading
+Added: EWSB Bancorp, Inc Policy Regarding Insider Trading (incorporated by reference to Exhibit 19.1 to the Company’s Annual Report on Form 10-K for the year ended December 31, 2024 (Commission File No.
+Added: 000-56690, as filed on March 24, 2025)
Subsidiaries of Registrant (incorporated by reference to Exhibit 21 the Company’s Registration Statement on Form S-1, as amended (Commission File No.
5 unchanged sentences
(1) the Consolidated Balance Sheets, (2) the Consolidated Statements of Income, (3) the Consolidated Statements of Comprehensive Income, (4) the Consolidated Statements of Changes in Stockholders’ Equity, (5) the Consolidated Statements of Cash Flows, and (6) Notes to Consolidated Financial Statements.
−Removed: The cover page from this Quarterly Report on Form 10-K formatted in Inline XBRL.
−Removed: (1) Incorporated by reference to Exhibit 3.1 to the Company’s Registration Statement on Form S-1, (Commission File No.
−Removed: 333-277828), initially filed on March 11, 2024.
−Removed: (2) Incorporated by reference to Exhibit 3.2 to the Company’s Registration Statement on Form S-1, (Commission File No.
−Removed: 333-277828), initially filed on March 11, 2024.
−Removed: (3) Incorporated by reference to Exhibit 4 to the Company’s Registration Statement on Form S-1 (Commission File No.
−Removed: 333-277828), initially filed on March 11, 2024
+Added: The cover page from this Annual Report on Form 10-K formatted in Inline XBRL.
Form 10-K Summary
6 unchanged sentences
Compared sentence by sentence after normalising whitespace, quotation marks, case and digits, so re-formatting and restated figures do not read as changed language. Wording changes appear as one removal and one addition. The current filing and the prior one are authoritative.