47 unchanged sentences
The ongoing impacts of the pandemic might cause a prolonged general economic slowdown or recession in one or more markets, disruptions and volatility in global capital markets and other broad and adverse effects on the economy, business conditions, commercial activity and the healthcare industry.
−Removed: The pandemic might impact our business operation, financial position and results of operation in unpredictable ways that depend on highly-uncertain future developments, such as determining the effectiveness of current or future government actions to address the public health or economic impacts of the pandemic.
+Added: The pandemic might impact our business operations, financial position and results of operations in unpredictable ways that depend on highly-uncertain future developments, such as determining the effectiveness of current or future government actions to address the public health or economic impacts of the pandemic.
Any of these risks might have a materially adverse effect on our business operations and our financial position or results of operations.
60 unchanged sentences
In addition, we may face difficulties in recovering any losses from our provider and any losses we recover may be lower than we initially expect.
+Added: A breach of security may cause our customers to curtail or stop using our services.
+Added: We rely largely on our own security systems, confidentiality procedures, and employee nondisclosure agreements to maintain the privacy and security of our and our customers’ proprietary information.
+Added: Accidental or willful security breaches or other unauthorized access by third parties to our information systems, the existence of computer viruses in our data or software, and misappropriation of our proprietary information could expose us to a risk of information loss, litigation, and other possible liabilities which may have a material adverse effect on our business, financial condition, and results of operations.
+Added: If security measures are breached because of third-party action, employee error, malfeasance, or otherwise, or if design flaws in our software are exposed and exploited, and, as a result, a third party obtains unauthorized access to any customer data, our relationships with our customers and our reputation will be damaged, our business may suffer, and we could incur significant liability.
+Added: Because techniques used to obtain unauthorized access or to sabotage systems change frequently and generally are not recognized until launched against a target, we may be unable to anticipate these techniques or to implement adequate preventative measures.
The market price and trading volume of our common stock may be volatile, which could result in rapid and substantial losses for our stockholders.
46 unchanged sentences
Many of our current and potential competitors are significantly larger and have greater financial and marketing resources than we do, and there can be no assurance that we will continue to maintain our existing customers, maintain our past level of operating performance, or be successful with any new products or in any new geographical markets we may enter.
−Removed: A breach of security may cause our customers to curtail or stop using our services.
−Removed: We rely largely on our own security systems, confidentiality procedures, and employee nondisclosure agreements to maintain the privacy and security of our and our customers’ proprietary information.
−Removed: Accidental or willful security breaches or other unauthorized access by third parties to our information systems, the existence of computer viruses in our data or software, and misappropriation of our proprietary information could expose us to a risk of information loss, litigation, and other possible liabilities which may have a material adverse effect on our business, financial condition, and results of operations.
−Removed: If security measures are breached because of third-party action, employee error, malfeasance, or otherwise, or if design flaws in our software are exposed and exploited, and, as a result, a third party obtains unauthorized access to any customer data, our relationships with our customers and our reputation will be damaged, our business may suffer, and we could incur significant liability.
−Removed: Because techniques used to obtain unauthorized access or to sabotage systems change frequently and generally are not recognized until launched against a target, we may be unable to anticipate these techniques or to implement adequate preventative measures.
Exposure to possible litigation and legal liability may adversely affect our business, financial condition, and results of operations.
27 unchanged sentences
Our failure to recruit and retain qualified management, nurses, and other healthcare professionals, or to control labor costs could have a material adverse effect on profitability.
+Added: Sustained increases in the cost of our employee benefits could materially reduce our profitability.
+Added: The cost of our current employees’ medical and other benefits substantially affects our profitability.
+Added: In the past, we have occasionally experienced significant increases in these costs as a result of macro-economic factors beyond our control, including increases in healthcare costs.
+Added: There can be no assurance that we will succeed in limiting future cost increases, and continued upward pressure in these costs could materially reduce our profitability.
The increased costs of professional and general liability insurance may have an adverse effect on our profitability.
4 unchanged sentences
Additionally, we may have difficulty getting carriers to pay under coverage in certain circumstances.
−Removed: Sustained increases in the cost of our employee benefits could materially reduce our profitability.
−Removed: The cost of our current employees’ medical and other benefits substantially affects our profitability.
−Removed: In the past, we have occasionally experienced significant increases in these costs as a result of macro-economic factors beyond our control, including increases in healthcare costs.
−Removed: There can be no assurance that we will succeed in limiting future cost increases, and continued upward pressure in these costs could materially reduce our profitability.
Changes in government regulations could increase our costs of operations and/or reduce the demand for our services.
13 unchanged sentences
In addition, changes in workers’ compensation, automobile insurance, and group healthcare laws or regulations may reduce demand for our services, require us to develop new or modified services to meet the demands of the marketplace, or reduce the fees that we may charge for our services.
+Added: Increasing regulatory focus on privacy issues and expanding laws could impact our business models and expose us to increased liability.
+Added: privacy and data security laws apply to our various businesses.
+Added: Governments, privacy advocates and class action attorneys are increasingly scrutinizing how companies collect, process, use, store, share and transmit personal data.
+Added: Globally, new laws, such as the General Data Protection Regulation (“GDPR”) in Europe, the California Consumer Privacy Act ("CCPA") in California, and industry self-regulatory codes have been enacted and more are being considered that may affect our ability to respond to customer requests under the laws, and to implement our business models effectively.
+Added: These requirements, among others, may force us to bear the burden of more onerous obligations in our contracts.
+Added: Any perception of our practices, products or services as a violation of individual privacy rights may subject us to public criticism, class action lawsuits, reputational harm, or investigations or claims by regulators, industry groups or other third parties, all of which could disrupt our business and expose us to increased liability.
+Added: Additionally, we store information on behalf of our customers and if our customers fail to comply with contractual obligations or applicable laws, it could result in litigation or reputational harm to us.
The introduction of software products incorporating new technologies and the emergence of new industry standards could render our existing software products less competitive, obsolete, or unmarketable.
33 unchanged sentences
Any significant interruptions in our services or increases in response time could result in a loss of potential or existing users, and, if sustained or repeated, could reduce the attractiveness of our services.
−Removed: We are sensitive to regional weather conditions that may adversely affect our operations.
−Removed: Our operations are directly affected in the short term by the weather conditions in certain regions of operation.
−Removed: Therefore our business is sensitive to the weather conditions of these regions.
−Removed: Unusually inclement weather, including significant rain, snow, sleet, freezing rain, or ice can temporarily affect our operations if customers are forced to close operational centers.
−Removed: Accordingly, our operating results may vary from quarter to quarter, depending on the impact of these weather conditions.
+Added: We are sensitive to regional weather conditions and natural disasters that may adversely affect our operations.
+Added: Our operations are directly affected in the short term by the weather conditions and natural disasters in certain regions of operation.
+Added: Therefore our business is sensitive to the weather conditions and natural disasters of these regions.
+Added: Unusually inclement weather, including significant rain, hurricanes, tropical storms, snow, sleet, freezing rain, or ice, and natural disasters, including fires, can temporarily affect our operations if customers are forced to close operational centers.
+Added: Accordingly, our operating results may vary from quarter to quarter, depending on the impact of these weather conditions and natural disasters.
Compared sentence by sentence after normalising whitespace, quotation marks, case and digits, so re-formatting and restated figures do not read as changed language. Wording changes appear as one removal and one addition. The current filing and the prior one are authoritative.