14 unchanged sentences
With regard to capital, our internal interest rate risk analysis calculates the sensitivity of our economic value of equity (“EVE”) ratio to movements in interest rates.
−Removed: EVE represents the present value of the expected cash flows from our assets less
−Removed: the present value of the expected cash flows arising from our liabilities.
+Added: EVE represents the present value of the expected cash flows from our assets less the present value of the expected cash flows arising from our liabilities.
EVE attempts to quantify our economic value using a discounted cash flow methodology while the EVE ratio reflects that value as a form of capital ratio.
5 unchanged sentences
Computations of prospective effects of hypothetical interest rate changes are based on numerous assumptions, including relative levels of market interest rates, loan prepayments and deposit decay, and should not be relied upon as indicative of actual results.
+Added: The changes disclosed in the following table are within policy guidelines established by the Company's Board of Directors.
EVE EVE as a Percent of
24 unchanged sentences
Compared sentence by sentence after normalising whitespace, quotation marks, case and digits, so re-formatting and restated figures do not read as changed language. Wording changes appear as one removal and one addition. The current filing and the prior one are authoritative.