What changed 10-K

Item 7A. Quantitative and Qualitative Disclosures About Market Risk

2025-03-12 compared with 2024-03-14 · 1 added, 1 removed, 10 unchanged (17% of the section changed)

5 unchanged sentences

At December 31, 2024, the interest rate on these notes was 6.85%.

A 100 basis point increase in the rate would result in an increase in interest expense in 2023 of $374,000 (all of which would be due to the change in rate on the junior subordinated notes) and a 100 basis point decrease in the rate would result in a $374,000 decrease (all of which would be due to the change in rate on the junior subordinated notes) in interest expense in 2023.

A 100 basis point increase or decrease in the rate would result in an increase or decrease, respectively, in interest expense in 2025 of $374,000 (all of which would be due to the change in rate on the junior subordinated notes).

Financial Statements and Supplementary Data.

3 unchanged sentences

Compared sentence by sentence after normalising whitespace, quotation marks, case and digits, so re-formatting and restated figures do not read as changed language. Wording changes appear as one removal and one addition. The current filing and the prior one are authoritative.