−Removed: MARKET FOR REGISTRANT’S COMMON EQUITY, RELATED SHAREHOLDER MATTERS AND ISSUER PURCHASES OF EQUITY SECURITIES
−Removed: Market Information
−Removed: The common shares of the Company trade on the New York Stock Exchange under the symbol “BHLB”.
−Removed: The Company had approximately 3,504 holders of record of common stock at February 24, 2025.
−Removed: The Company intends to pay regular cash dividends to common shareholders;
−Removed: however, there is no assurance as to future dividends because they are dependent on the Company’s future earnings, capital requirements, financial condition, and regulatory environment.
−Removed: Dividends from the Bank have been a source of cash used by the Company to pay its dividends, and these dividends from the Bank are dependent on the Bank’s future earnings, capital requirements, and financial condition.
−Removed: Dividends from the Bank are allowed within statutory limits under Massachusetts statutes and are currently subject to approval by the FDIC.
−Removed: Further information about dividend restrictions is disclosed in Note 17 - Shareholders’ Equity and Earnings per Common Share of the Consolidated Financial Statements.
−Removed: Recent Sales of Unregistered Securities;
−Removed: Use of Proceeds from Registered Securities
−Removed: The Company occasionally issues unregistered shares of common stock to vendors or as consideration in contracts for the purchase of assets, services, or operations.
−Removed: During 2024 and 2023, there were no shares transferred.
−Removed: Purchases of Equity Securities by the Issuer and Affiliated Purchases
−Removed: On January 25, 2024, the Company announced that its Board of Directors approved a stock repurchase program pursuant to which the Company is authorized to repurchase shares of Company common stock at a total cost of up to $40 million through December 31, 2024.
−Removed: Period Total number of
−Removed: shares purchased Average price
−Removed: paid per share Total number of shares
−Removed: purchased as part of
−Removed: publicly announced
−Removed: plans or programs Maximum number of
−Removed: shares that may yet
−Removed: be purchased under
−Removed: the plans or programs
−Removed: October 1-31, 2024 — $ — — 839,589
−Removed: November 1-30, 2024 — — — 839,589
−Removed: December 1-31, 2024 — — — —
−Removed: Total — $ — — —
−Removed: Common Stock Performance Graph
−Removed: The performance graph compares the Company’s cumulative shareholder return on its common stock over the last five years to the cumulative return of the NYSE Composite Index and the KBW NASDAQ Regional Banking Index.
−Removed: Total shareholder return is measured by dividing total dividends (assuming dividend reinvestment) for the measurement period plus share price change for a period by the share price at the beginning of the measurement period.
−Removed: The Company’s cumulative shareholder return over a five-year period is based on an initial investment of $100 on December 31, 2019.
−Removed: The performance graph represents past performance and should not be considered to be an indication of future performance.
−Removed: Information used on the graph and table was obtained from a third party provider, a source believed to be reliable, but the Company is not responsible for any errors or omissions in such information.
−Removed: Period Ending
−Removed: Index 12/31/19 12/31/20 12/31/21 12/31/22 12/31/23 12/31/24
−Removed: Berkshire Hills Bancorp, Inc.
−Removed: 100.00 54.79 92.70 99.34 85.10 100.31
−Removed: NYSE Composite Index 100.00 106.99 129.11 117.04 133.16 154.19
−Removed: KBW NASDAQ Regional Banking Index 100.00 91.29 124.74 116.10 115.64 130.90
−Removed: S&P Global Market Intelligence
−Removed: Shown below is the annual total shareholder return by year based on the above data.
−Removed: Annual Total Shareholder Return
+Added: Market for the Registrant's Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities
+Added: (a) The common stock of the Company is traded on the New York Stock Exchange under the symbol "BBT".
+Added: The number of registered holders of common stock as of March 2, 2026 was 5,356.
+Added: The number of record-holders may not reflect the number of persons or entities holding stock in nominee name through banks, brokerage firms or other nominee.
+Added: The Company currently pays quarterly cash dividends in the amount of $0.3225 per share.
+Added: The Company expects comparable cash dividends will be paid in the future.
+Added: Five-Year Performance Comparison
+Added: The following graph compares total shareholder return on the Company's common stock over the last five years with the NYSE Composite Index and the KBW NASDAQ Regional Banking Index.
+Added: Index values are as of December 31 of each of the indicated years.
+Added: At December 31,
Index 2020 2021 2022 2023 2024 2025
−Removed: Berkshire Hills Bancorp, Inc.
−Removed: (45.21) 69.20 7.17 (14.33) 17.87
+Added: Beacon Financial Corporation 100.00 138.76 125.71 102.50 117.00 115.12
NYSE Composite Index 100.00 120.68 109.39 124.46 144.12 169.62
KBW NASDAQ Regional Banking Index 100.00 136.64 127.17 126.67 143.39 152.71
+Added: The graph assumes $100 invested on December 31, 2020 in each of the Company's common stock, the NYSE Composite Index and the KBW NASDAQ Regional Banking Index.
+Added: The graph also assumes reinvestment of all dividends.
+Added: (b) Not applicable.
+Added: (c) Not applicable.
Compared sentence by sentence after normalising whitespace, quotation marks, case and digits, so re-formatting and restated figures do not read as changed language. Wording changes appear as one removal and one addition. The current filing and the prior one are authoritative.