−Removed: The Company's headquarters are located at 60 State Street in leased property in Boston, MA.
−Removed: The Bank's headquarters are located in owned and leased facilities located in Pittsfield, MA.
+Added: The Company's headquarters are located at 131 Clarendon Street in Boston, Massachusetts which is owned by the Bank.
The Company also owns or leases other facilities within its primary market areas:
−Removed: Greater Boston (including Worcester, MA);
+Added: Greater Boston (including Worcester, Massachusetts);
Pioneer Valley (Springfield area), Massachusetts;
3 unchanged sentences
Central New York;
+Added: Lower Hudson Valley region of New York;
Central and Eastern Connecticut;
−Removed: and Southern Rhode Island.
+Added: and Rhode Island.
As of December 31, 2025, the Company had 147 full-service financial centers in Massachusetts, New York, Connecticut, Rhode Island, and Vermont.
2 unchanged sentences
Springfield, MA;
−Removed: Albany, N.Y.;
Glastonbury, CT;
2 unchanged sentences
Burlington, MA, and Providence RI.
−Removed: The Bank's 44 Business Capital lending division is headquartered in Blue Bell, Pennsylvania.
−Removed: The Bank has made its workplace more flexible as certain designated functions are approved for telecommuting arrangements.
−Removed: As a result of its efficiency initiatives, the Bank has been in the process of identifying and reducing real estate utilized for its operations.
−Removed: Due to the pandemic, the Company adapted its infrastructure and protocols to accommodate the shift of back office operations out of the office and continues to support this expanded capability and flexibility in pursuit of its strategies and human capital management.
+Added: 44 Business Capital's lending division is headquartered in Blue Bell, Pennsylvania.
+Added: Eastern Funding conducts its business from leased premises in New York City, New York, in Melville, New York, and in Plainview, New York.
+Added: Clarendon Private conducts its business from a portion of the Company's headquarters which it leases.
+Added: Refer to Note 13, "Commitments and Contingencies," to the consolidated financial statements for information regarding the Company's lease commitments as of December 31, 2025.
+Added: Legal Proceedings
+Added: Information required by this Item is set forth in the “Legal Proceedings” discussion in Note 13, “Commitments and Contingencies” in the Notes to Consolidated Financial Statements, which discussion is incorporated herein by reference.
+Added: Mine Safety Disclosures
+Added: Not applicable.
Compared sentence by sentence after normalising whitespace, quotation marks, case and digits, so re-formatting and restated figures do not read as changed language. Wording changes appear as one removal and one addition. The current filing and the prior one are authoritative.