What changed in this filing

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Item 9A. Controls and Procedures

2026-03-17 compared with 2025-03-11 · 38 added, 32 removed, 212 unchanged (25% of the section changed)

15 unchanged sentences

that information required to be disclosed in the Company’s

reports under the Exchange Act is recorded, processed, summarized

and reported within the time periods specified in the

reports under the Exchange Act is recorded, processed, summarized and

reported within the time periods specified in the

SEC’s rules and regulations,

12 unchanged sentences

Therefore, even those systems determined

to be effective can provide only reasonable assurance with respect to

financial statement preparation and presentation.

to be effective can provide only reasonable assurance with

respect to financial statement preparation and presentation.

Under the direction of the Company’s

12 unchanged sentences

independent registered public accounting firm

regarding internal control over financial reporting because it is a smaller reporting

regarding internal control over financial reporting because the Company

is a smaller reporting company.

Changes in Internal Control Over Financial Reporting

During the period covered by this report, there has not been any change

in the Company’s internal controls over

in the Company’s internal controls over financial

reporting that has materially affected, or is reasonably likely to materially

7 unchanged sentences

Policy that was reviewed, amended and approved most

recently on February 5, 2025.

This Policy applies to employees and officers of the Company and

its subsidiaries

recently on March 17, 2026.

This Policy applies to employees and officers of the Company and its subsidiaries

(collectively, the

16 unchanged sentences

DIRECTORS AND EXECUTIVE OFFICERS OF THE REGISTRANT

Information required by this item is set forth under the headings “Proposal One:

Information required by this item is set forth under the headings “Proposal

Election of Directors - Information about

15 unchanged sentences

and Corporate Governance Committee

can be found by hovering over the heading “About Us” on the Company’s

are updated from time to time, and can be found by hovering over the heading

“Our Story” on the Company’s website,

www.auburnbank.com

clicking on “Investor Relations”, and then clicking on “Governance

In addition, this information is available

in print to any shareholder who requests it.

Written requests

for a copy of the Company’s Code

of Conduct and Ethics or

the Audit Committee, Compensation Committee, or Nominating and

Corporate Governance Committee Charters may be

sent to Auburn National Bancorporation, Inc., 100 N.

, and then clicking on “Investor Relations”, and then clicking on “Governance

addition, this information is available in print to any shareholder who requests

Written requests for a copy of the

Company’s Code of Conduct and

Ethics or the Audit Committee, Compensation Committee, or Nominating

and Corporate

Governance Committee Charters may be sent to Auburn National Bancorporation,

Gay Street, Auburn,

1 unchanged sentence

Marla Kickliter,

Senior Vice President of

Compliance and Internal Audit.

Requests may also be made via telephone by

contacting Marla

Kickliter, Senior Vice

President of Compliance and Internal Audit, or Laura Carrington,

Vice President of Human

Resources, at (334) 821-9200.

Senior Vice President of Compliance

and Internal Audit.

Requests may also be

made via telephone by contacting Marla Kickliter,

Senior Vice President of Compliance

and Internal Audit, or Laura

Carrington, Vice President

of Human Resources, at (334) 821-9200.

EXECUTIVE COMPENSATION

23 unchanged sentences

“Ratification of Independent Public

Accountants” in our Proxy Statement, and is incorporated herein by reference.

ccountants” in our Proxy Statement, and is incorporated herein by reference.

EXHIBITS AND FINANCIAL STATEMENT

6 unchanged sentences

Consolidated Balance Sheets as of December 31, 2025 and 2024

Consolidated Statements

of Earnings for the years ended December 31, 2024 and 2023

Consolidated Statements of Earnings for the years ended December 31,

2025 and 2024

Consolidated Statements of Comprehensive Income for the years ended

11 unchanged sentences

Description of the Registrant’s Securities

Auburn National Bancorporation, Inc.

2024 Equity and Incentive Compensation Plan incorporated by reference

to Company’s Current Report on Form 8-K dated December 10, 2024 (File.

Form of Notice of Discretionary Equity Award Agreement and related Terms and Conditions (together, the

“RSU Award Agreement”)

Incorporated by reference to the Company's Current Report on Form 8-K dated July

30, 2025 (File.

Insider Trading Policy

6 unchanged sentences

Act of 2002 by David A.

Hedges, President and Chief Executive Offi cer *

Hedges, President and Chief Executive Officer *

Certification Pursuant to 18 U.S.C.

63 unchanged sentences

Compared sentence by sentence after normalising whitespace, quotation marks, case and digits, so re-formatting and restated figures do not read as changed language. Wording changes appear as one removal and one addition. The current filing and the prior one are authoritative.

What changed 10-K

Item 9A. Controls and Procedures