59 unchanged sentences
The recent growth of our investments in private label credit and general purpose credit card receivables may not be indicative of our ability to grow such receivables in the future.
−Removed: Our period-end managed receivables balance for private label credit and general purpose credit card receivables grew to $2,055.0 million at March 31, 2023, from $1,677.6 million at March 31, 2022.
+Added: Our period-end managed receivables balance for private label credit and general purpose credit card receivables grew to $2,173.4 million at June 30, 2023, from $1,908.9 million at June 30, 2022.
The amount of such receivables has fluctuated significantly over the course of our operating history.
2 unchanged sentences
Reliance upon relationships with a few large retailers in the private label credit operations may adversely affect our revenues and operating results from these operations.
−Removed: Our five largest retail partners accounted for over 65% of our outstanding private label credit receivables as of December 31, 2022.
+Added: Our five largest retail partners accounted for over 70% of our outstanding private label credit receivables as of June 30, 2023.
Although we are adding new retail partners on a regular basis, it is likely that we will continue to derive a significant portion of this operations’
174 unchanged sentences
The failure of financial institutions or transactional counterparties could adversely affect our current and projected business operations and our financial condition and results of operations.
−Removed: On March 10, 2023, Silicon Valley Bank, or SVB, was closed by the California Department of Financial Protection and Innovation, which appointed the FDIC as receiver.
−Removed: Similarly, on March 12, 2023, Signature Bank and Silvergate Capital Corp.
−Removed: were each swept into receivership.
−Removed: A statement by the Department of the Treasury, the Federal Reserve and the FDIC stated that all depositors of SVB would have access to all of their money after only one business day of closure, including funds held in uninsured deposit accounts.
−Removed: On May 1, 2023, First Republic Bank was closed by the California Department of Financial Protection and Innovation, which appointed the FDIC as receiver. 
−Removed: In connection therewith, the FDIC entered into a purchase and assumption agreement with JPMorgan Chase Bank, National Association to assume all of the deposits and substantially all of the other assets of First Republic Bank. Although we did not have any funds deposited with SVB, Signature Bank or First Republic Bank, we regularly maintain cash balances with other financial institutions in excess of the FDIC insurance limit.
+Added:  During 2023, multiple financial institutions have been closed and placed in receivership. 
+Added: Although we did not have any funds deposited with the affected banks, we regularly maintain cash balances with other financial institutions in excess of the FDIC insurance limit.
A failure of a depository institution to return deposits could impact access to our invested cash or cash equivalents and could adversely impact our operating liquidity and financial performance.
157 unchanged sentences
The rights of holders of the Series B Preferred Stock to participate in the distribution of our assets will rank junior to the prior claims of our current and future creditors, the Series A Convertible Preferred Stock and any future series or class of preferred stock we may issue that ranks senior to the Series B Preferred Stock.
−Removed: Our Articles of Incorporation authorize us to issue up to 10,000,000 shares of preferred stock in one or more series on terms determined by our board of directors, and as of March 31, 2023 we have outstanding 400,000 shares of Series A Convertible Preferred Stock and 3,254,161 shares of Series B Preferred Stock.
+Added: Our Articles of Incorporation authorize us to issue up to 10,000,000 shares of preferred stock in one or more series on terms determined by our board of directors, and as of June 30, 2023 we have outstanding 400,000 shares of Series A Convertible Preferred Stock and 3,256,261 shares of Series B Preferred Stock.
We may issue up to 6,343,739 additional shares of preferred stock.
13 unchanged sentences
We are allowed to issue additional shares of Series B Preferred Stock and additional series of preferred stock that would rank on a parity with the Series B Preferred Stock as to dividend payments and rights upon our liquidation, dissolution or winding up of our affairs pursuant to our Articles of Incorporation and the Amended and Restated Articles of Amendment Establishing the Series B Preferred Stock without any vote of the holders of the Series B Preferred Stock.
−Removed: Our Articles of Incorporation authorize us to issue up to 10,000,000 shares of preferred stock in one or more series on terms determined by our board of directors, and as of March 31, 2023 we have outstanding 400,000 shares of Series A Convertible Preferred Stock and 3,254,161 shares of Series B Preferred Stock.
+Added: Our Articles of Incorporation authorize us to issue up to 10,000,000 shares of preferred stock in one or more series on terms determined by our board of directors, and as of June 30, 2023 we have outstanding 400,000 shares of Series A Convertible Preferred Stock and 3,256,261 shares of Series B Preferred Stock.
We may issue up to 6,343,739 additional shares of preferred stock.
126 unchanged sentences
Compared sentence by sentence after normalising whitespace, quotation marks, case and digits, so re-formatting and restated figures do not read as changed language. Wording changes appear as one removal and one addition. The current filing and the prior one are authoritative.