−Removed: Our principal corporate office is located at 2219 Rimland Drive, Suite 301, Bellingham, Washington and is leased office space.
−Removed: We also lease small office spaces in a number of regions in which we operate, in order to comply with regulatory and licensing requirements within those jurisdictions and, in certain instances, to provide office space to our managing brokers and drop-in space for our agents.
−Removed: In some of these instances, the managing brokers are financially responsible for a significant portion of the rental expense associated with a leased office space.
−Removed: We generally do not provide office space for the agents other than for drop-in service.
−Removed: We do not own any real property.
−Removed: We believe that our leased facilities are adequate to meet current needs and that additional facilities will be available for lease to meet future needs.
+Added: The Company leases its principal corporate office in Bellingham, Washington.
+Added: As of December 31, 2025, the Company also leased small offices in various jurisdictions to meet regulatory and licensing requirements and, in certain cases, to provide space for managing brokers or drop-in use by agents.
+Added: The Company does not own any real property.
+Added: The Company believes its leased facilities are adequate for current operations and that additional space would be available to meet future needs.
LEGAL PROCEEDINGS
3 unchanged sentences
Compared sentence by sentence after normalising whitespace, quotation marks, case and digits, so re-formatting and restated figures do not read as changed language. Wording changes appear as one removal and one addition. The current filing and the prior one are authoritative.