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What changed 10-K
Item 7A. Quantitative and Qualitative Disclosures About Market Risk
2025-10-31 compared with 2024-11-01 · 2 added, 5 removed, 29 unchanged (19% of the section changed)
14 unchanged sentences
Potential Impact
−Removed: Investment portfolio
−Removed: 100 basis points, all tenors
−Removed: Decline in fair value
+Added: Investment portfolio 100 basis points, all tenors Decline in fair value
$ 2,416 $ 2,755
−Removed: 100 basis points, all tenors
−Removed: Increase in annual interest expense
+Added: 100 basis points, all tenors Increase in annual interest expense $ 129 $ 139
Foreign Exchange Rate Risk
12 unchanged sentences
Compared sentence by sentence after normalising whitespace, quotation marks, case and digits, so re-formatting and restated figures do not read as changed language. Wording changes appear as one removal and one addition. The current filing and the prior one are authoritative.