FMAOFARMERS & MERCHANTS BANCORP, INC.Small cap · $414.1M · TTM ending 2026-03-31
$30.08+0.87% · 2026-07-13 · EOD
54/100 composite
A transparent blend of the four reads below — each opens into the tool it comes from. Not advice.Quality—
margins & F-ScoreValue64
P/E 11.5 · 84% of 12-mo rangeMomentum64
golden · price above 200-daySmart Money33
buying · 0 funds · 0P/13S insidersBullish stackGolden crossAbove 200-day
vs S&P 500+10.9%
6-mo excess Trailing performance1M +5.4%
3M +10.5%
6M +19.6%
YTD +23.6%
1Y +13.6%
P/E vs its last 12 months (our price history): 8.8 low → 12.0 high
Current price sits at the 84th percentile of that window — near the top (richer). We only compare against the price history we own (no paid multi-year multiples — nothing invented).
ROIC = NOPAT ÷ (debt + equity − cash), using an effective tax rate of 22%. Trailing-twelve-month figures from SEC XBRL.
Dividend & capital return
Payout ratio33.6%
comfortable Shareholder yield3.0%
dividends + buybacks Trailing figures from SEC cash-flow statements. Shareholder yield = total cash returned ÷ market cap.
Net buying0P / 13S insiders · 0 funds hold · 1 Congress buys
Recent insidersBriggs Andrew J · DirectorSELL$176,820
Briggs Andrew J · DirectorSELL$182,610
Briggs Andrew J · DirectorSELL$186,600
Briggs Andrew J · DirectorSELL$273,390
CongressRobert E. LattaBUY2026-06-04
Bhealth · 79/100
Self-fundingSelf-funding — profitable · generates cash
- ●One-sided insider selling 13 insider sales and no open-market buys in the recent window.
Educational tools — not financial advice. Fundamentals from SEC EDGAR (XBRL); prices are end-of-day (Databento). Scores are a transparent blend of the components shown, computed on our own data — a research aid, not a recommendation.